profit from every $100 of sales.
$0$100
The Hanover Insurance Group
$248.53-0.67% today
+37.2% in 1 year
1-year low $167.571-year high $250.21
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $12.89 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What The Hanover Insurance Group sold, what it kept, and what it did with the cash.
Sales went from $5.43 billion in 2022 to $6.57 billion in 2025, with $663 million of profit last year.
SalesProfit
The Hanover Insurance Group handed back 22% of the cash it generated last year.
Buybacks $129M$131M
Free cash flow 2025$1.2B
Bought back its own shares$129M
Paid as dividends$131M
Cash vs. debt$1.1B vs. $1.2B
The Hanover Insurance Group vs. similar companies
The Hanover Insurance Group grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| The Hanover Insurance Group | 12.9× · Cheap | ||
 Chubb | 13.7× · Cheap | ||
 The Progressive | 12.0× · Cheap | ||
 Tokio Marine Holdings | 15.8× · Fair price | ||
 The Travelers Companies | 13.0× · Cheap |
AI analysis
An AI analyst reads The Hanover Insurance Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 4,825 | 5,228 | 5,433 | 5,964 | 6,217 | 6,567 | |
| – | – | – | – | – | – | |
| 485 | 432 | 285 | 106 | 650 | 933 | |
| 500 | 572 | 191 | 82 | 573 | 882 | |
| 359 | 423 | 116 | 35 | 426 | 663 | |
| 9.42 | 11.60 | 3.21 | 0.98 | 11.70 | 18.16 | |
| – | – | – | – | – | – | |
| 10.0% | 8.3% | 5.2% | 1.8% | 10.5% | 14.2% | |
| 7.4% | 8.1% | 2.1% | 0.6% | 6.9% | 10.1% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 13,444 | 14,254 | 13,995 | 14,613 | 15,275 | 16,946 |
| Cash | 121 | 231 | 305 | 316 | 436 | 1,123 |
| Total debt | 781 | 782 | 782 | 783 | 784 | 1,218 |
| Total liabilities | 10,242 | 11,109 | 11,661 | 12,147 | 12,433 | 13,374 |
| 3,202 | 3,136 | 2,334 | 2,466 | 2,842 | 3,572 | |
| 38 | 36 | 36 | 36 | 36 | 37 | |
| 9.6% | 11.2% | 4.5% | 1.8% | 12.5% | 14.6% | |
| 11.2% | 13.5% | 5.0% | 1.4% | 15.0% | 18.5% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 708 | 824 | 722 | 362 | 806 | 1,178 | |
| 15 | 8 | 18 | 12 | 10 | 8 | |
| 693 | 816 | 705 | 350 | 796 | 1,170 | |
| Dividends paid | 100 | 102 | 109 | 117 | 124 | 131 |
| 213 | 163 | 31 | 0 | 27 | 129 | |
| 20 | 23 | 29 | 31 | 31 | 36 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.9×
- 13.8×
- 0.92
- 1.9×
- 1.3×
- 7.8%
- 1.9%
Profitability
- 10.1%
- 30.2%
- 8.2%
- 20.9%
- 4.4%
Growth
- +6.4%
- +14.0%
- +6.6%
- −0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 4%of 749
Bottom 34%of 604
Top 43%of 872
Bottom 41%of 883
Top 15%of 931
What analysts expect
- Average price target
- $202.33
- Range
- $195.00 – $212.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 5.25 | 4.14 | +26.8% |
| Feb 3, 2026 | 5.79 | 5.03 | +15.1% |
| Oct 29, 2025 | 5.09 | 3.79 | +34.3% |
| Jul 30, 2025 | 4.35 | 3.07 | +41.7% |
| Apr 30, 2025 | 3.87 | 3.58 | +8.1% |
| Feb 4, 2025 | 5.32 | 3.45 | +54.2% |
| Oct 30, 2024 | 3.05 | 2.53 | +20.6% |
| Jul 31, 2024 | 1.88 | 1.88 | +0.0% |
1.9%of the share price, paid each year
On $1,000 invested$19a year at today's yield, before tax
+6.6%2020 to 2025
Raised5 yearsin a row, in our data
Paid per share, each year
$1.69 in 2015 → $3.65 in 2025
How safe it looks
19.7% of its profit
Room to growStretchedMore than it earns: 11.2%
News
3 Reasons to Sell THG and 1 Stock to Buy InsteadYahoo Finance · Aug 15, 2026The newest story we have is from Aug 15, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
7/7Passes 7 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
74Pass
Benjamin Graham
81Pass
Philip Fisher
62Pass
Peter Lynch
64Pass
Joel Greenblatt
67Pass
Charlie Munger
64Pass
Terry Smith
61Pass
Questions about The Hanover Insurance Group
Is The Hanover Insurance Group a good stock to buy?
A solid business, and the price looks low. 7 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the The Hanover Insurance Group AI analysis
What does The Hanover Insurance Group do?
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. It is in Insurance - Property & Casualty, based in Worcester, MA, United States, with 4,900 employees.
Does The Hanover Insurance Group pay a dividend?
Yes. At today's price the dividend is 1.9% a year, about 20% of its yearly profit. In 2025 it paid out $131 million in dividends.
Is The Hanover Insurance Group stock halal?
No. The Hanover Insurance Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has The Hanover Insurance Group stock done over the past year?
Up 37.2% over the past twelve months, to $248.53. It traded between $167.57 and $250.21, close to its high.
Who are The Hanover Insurance Group's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with The Hanover Insurance Group's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.