profit from every $100 of sales.
$0$100
UBS Group
$48.31-0.27% today
+23.6% in 1 year
1-year low $36.411-year high $55.72
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $18.85 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What UBS Group sold, what it kept, and what it did with the cash.
Sales went from $33.3 billion in 2022 to $47.3 billion in 2025, with $7.77 billion of profit last year.
SalesProfit
UBS Group handed back 15% of the cash it generated last year.
$2.9B
Free cash flow 2025$19.5B
Bought back its own shares–
Paid as dividends$2.9B
Cash vs. debt$211.0B vs. $336.0B
UBS Group vs. similar companies
UBS Group grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| UBS Group | 18.8× · Fair price | ||
 JPMorgan Chase | 16.1× · Fair price | ||
 China Construction Bank | 9.3× · Cheap | ||
 Industrial and Commercial Bank of China | 8.6× · Cheap | ||
 Agricultural Bank of China | 8.9× · Cheap |
Compare UBS Group with i BBCA ID SDR 1to2 · Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads UBS Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 33,270 | 41,140 | 45,346 | 47,295 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 7,629 | 27,366 | 5,086 | 7,767 | |
| 2.25 | 8.30 | 1.52 | 2.36 | |
| – | – | – | – | |
| – | – | – | – | |
| 22.9% | 66.5% | 11.2% | 16.4% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,104,364 | 1,716,924 | 1,565,028 | 1,617,427 |
| Cash | 172,825 | 317,124 | 225,705 | 211,009 |
| Total debt | 193,276 | 377,685 | 332,423 | 336,042 |
| Total liabilities | 1,047,146 | 1,630,769 | 1,479,455 | 1,526,943 |
| 56,876 | 85,624 | 85,079 | 90,213 | |
| 3,397 | 3,296 | 3,351 | 3,290 | |
| – | – | – | – | |
| 13.4% | 32.0% | 6.0% | 8.6% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 14,647 | 86,068 | 3,279 | 21,851 | |
| 1,643 | 1,685 | 2,008 | 2,362 | |
| 13,004 | 84,383 | 1,271 | 19,489 | |
| Dividends paid | 1,668 | 1,679 | 2,256 | 2,866 |
| 6,006 | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 18.8×
- 14.8×
- 11.75
- 1.6×
- 3.1×
- 5.3%
- 2.3%
Profitability
- 16.4%
- 0.5%
- 2.4%
- 8.6%
- 0.5%
Growth
- +12.4%
- +1.6%
- +4.1%
- −1.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 16%of 768
Bottom 34%of 611
Bottom 32%of 881
Top 40%of 880
Top 16%of 926
What analysts expect
- Average price target
- $23.57
- Range
- $19.24 – $34.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 0.94 | 0.85 | +10.6% |
| Feb 4, 2026 | 0.37 | 0.25 | +48.0% |
| Oct 29, 2025 | 0.76 | 0.49 | +55.9% |
| Jul 30, 2025 | 0.72 | 0.70 | +2.9% |
| Apr 30, 2025 | 0.51 | 0.42 | +21.4% |
| Feb 4, 2025 | 0.23 | 0.31 | −25.8% |
| Oct 30, 2024 | 0.43 | 0.35 | +22.9% |
| Aug 14, 2024 | 0.34 | 0.30 | +13.3% |
2.3%of the share price, paid each year
On $1,000 invested$23a year at today's yield, before tax
+4.1%2020 to 2025
Raised4 yearsin a row, in our data
Paid per share, each year
$0.80 in 2015 → $0.89 in 2025
How safe it looks
36.9% of its profit
Room to growStretchedMore than it earns: 14.7%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
54No pass
Benjamin Graham
62Pass
Philip Fisher
56No pass
Peter Lynch
18No pass
Joel Greenblatt
12No pass
Charlie Munger
47No pass
Terry Smith
52No pass
Questions about UBS Group
Is UBS Group a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the UBS Group AI analysis
What does UBS Group do?
UBS Group AG operates as a wealth manager and bank worldwide. It operates through five segments: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-Core and Legacy. It is in Banks - Diversified, based in Zurich, Switzerland, with 101,594 employees.
Does UBS Group pay a dividend?
Yes. At today's price the dividend is 2.3% a year, about 37% of its yearly profit. In 2025 it paid out $2.87 billion in dividends.
Is UBS Group stock halal?
No. UBS Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has UBS Group stock done over the past year?
Up 23.6% over the past twelve months, to $48.31. It traded between $36.41 and $55.72 and is 13.3% below its high.
Who are UBS Group's competitors?
The largest listed companies in the same industry are JPMorgan Chase, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. The peers table on this page compares their profit, growth and price with UBS Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.