profit from every €100 of sales.
€0€100
Unipol Assicurazioni
€26.52+0.91% today
+31.1% since Dec 18, 25
1-year low €18.471-year high €29.23
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €13.20 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Unipol Assicurazioni sold, what it kept, and what it did with the cash.
Sales went from €10.0 billion in 2022 to €13.7 billion in 2025, with €1.48 billion of profit last year.
SalesProfit
Unipol Assicurazioni handed back 24% of the cash it generated last year.
€953M
Free cash flow 2025€4.1B
Bought back its own shares–
Paid as dividends€953M
Cash vs. debt€1.2B vs. €5.0B
Unipol Assicurazioni vs. similar companies
Unipol Assicurazioni grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Unipol Assicurazioni | 13.2× · Cheap | ||
 Chubb | 13.7× · Cheap | ||
 The Progressive | 12.0× · Cheap | ||
 Tokio Marine Holdings | 15.8× · Fair price | ||
 The Travelers Companies | 13.0× · Cheap |
AI analysis
An AI analyst reads Unipol Assicurazioni's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 10,000 | 12,412 | 13,177 | 13,713 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 525 | 1,101 | 1,074 | 1,482 | |
| 0.73 | 1.54 | 1.50 | 2.03 | |
| – | – | – | – | |
| – | – | – | – | |
| 5.3% | 8.9% | 8.2% | 10.8% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 73,025 | 79,458 | 83,425 | 90,416 |
| Cash | 1,798 | 1,818 | 1,713 | 1,180 |
| Total debt | 4,616 | 5,016 | 5,549 | 5,008 |
| Total liabilities | 64,447 | 69,659 | 73,797 | 79,701 |
| 6,862 | 7,967 | 9,321 | 10,391 | |
| 715 | 717 | 716 | 717 | |
| – | – | – | – | |
| 7.7% | 13.8% | 11.5% | 14.3% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,722 | 1,537 | 2,517 | 4,593 | |
| 817 | 1,293 | 924 | 539 | |
| 905 | 244 | 1,593 | 4,054 | |
| Dividends paid | 321 | 388 | 350 | 953 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.2×
- –
- 0.32
- 1.6×
- 1.4×
- 7.6%
- 4.9%
Profitability
- 10.8%
- –
- –
- –
- –
Growth
- +11.1%
- +40.6%
- –
- +0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 45%of 872
Top 44%of 883
Top 10%of 931
4.9%of the share price, paid each year
On $1,000 invested$49a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
64.3% of its profit
Room to growStretchedMore than it earns: 23.5%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Unipol Assicurazioni
Is Unipol Assicurazioni a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Unipol Assicurazioni AI analysis
What does Unipol Assicurazioni do?
Unipol Assicurazioni S.p.A., together with its subsidiaries, provides insurance products and services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Associates Business, and Other Business segments. It is in Insurance - Property & Casualty, based in Bologna, BO, Italy, with 12,590 employees.
Does Unipol Assicurazioni pay a dividend?
Yes. At today's price the dividend is 4.9% a year, about 64% of its yearly profit. In 2025 it paid out €953 million in dividends.
Is Unipol Assicurazioni stock halal?
No. Unipol Assicurazioni does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
Who are Unipol Assicurazioni's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Unipol Assicurazioni's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.