profit from every $100 of sales.
$0$100
U.S. Bancorp
$60.99+0.86% today
+28.9% in 1 year
1-year low $45.471-year high $65.42
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.55 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What U.S. Bancorp sold, what it kept, and what it did with the cash.
Sales went from $24.2 billion in 2022 to $28.5 billion in 2025, with $7.57 billion of profit last year.
SalesProfit
U.S. Bancorp handed back 50% of the cash it generated last year.
$3.5B
Free cash flow 2025$8.0B
Bought back its own shares$489M
Paid as dividends$3.5B
Cash vs. debt$46.9B vs. $68.4B
U.S. Bancorp vs. similar companies
U.S. Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| U.S. Bancorp | 12.6× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
Compare U.S. Bancorp with i BBCA ID SDR 1to2 · Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads U.S. Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| – | – | 24,184 | 28,013 | 27,335 | 28,540 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 8,593 | 11,656 | 11,078 | 20,494 | – | – | |
| 4,959 | 7,963 | 5,825 | 5,429 | 6,299 | 7,570 | |
| 3.06 | 5.10 | 3.69 | 3.27 | 3.79 | 4.62 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| – | – | 24.1% | 19.4% | 23.0% | 26.5% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 553,905 | 573,284 | 674,805 | 663,491 | 678,318 | 692,345 |
| Cash | 62,580 | 28,905 | 53,542 | 61,192 | 56,502 | 46,890 |
| Total debt | – | – | 69,388 | 62,935 | 65,626 | 68,413 |
| Total liabilities | 500,180 | 517,897 | 623,573 | 607,720 | 619,278 | 626,694 |
| 53,095 | 54,918 | 50,766 | 55,306 | 58,578 | 65,193 | |
| 1,510 | 1,490 | 1,490 | 1,543 | 1,561 | 1,558 | |
| 12.0% | 16.1% | 6.9% | 13.0% | – | – | |
| 9.3% | 14.5% | 11.5% | 9.8% | 10.8% | 11.6% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 3,716 | 9,870 | 21,119 | 8,393 | 11,350 | 7,970 | |
| – | – | – | – | – | – | |
| – | – | 21,119 | 8,393 | 11,350 | 7,970 | |
| Dividends paid | – | – | 3,075 | 3,311 | 3,448 | 3,502 |
| 1,672 | 1,555 | 1,169 | 62 | 173 | 489 | |
| 189 | 207 | 202 | 224 | 232 | 235 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.6×
- 12.0×
- 1.61
- 1.4×
- 3.3×
- 8.0%
- 3.8%
Profitability
- 26.5%
- 4.7%
- 5.5%
- 12.2%
- 1.1%
Growth
- +5.7%
- +7.8%
- +4.0%
- +1.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 49%of 667
Top 47%of 522
Top 44%of 903
Bottom 41%of 911
Top 32%of 939
What analysts expect
- Average price target
- $63.82
- Range
- $60.00 – $73.00
- 9 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 16, 2026 | 1.18 | 1.14 | +3.5% |
| Jan 20, 2026 | 1.26 | 1.19 | +5.9% |
| Oct 16, 2025 | 1.22 | 1.13 | +8.0% |
| Jul 17, 2025 | 1.11 | 1.07 | +3.7% |
| Apr 16, 2025 | 1.03 | 0.98 | +5.2% |
| Jan 16, 2025 | 1.07 | 1.04 | +2.9% |
| Oct 16, 2024 | 1.03 | 0.99 | +4.0% |
| Jul 17, 2024 | 0.98 | 0.94 | +4.3% |
3.8%of the share price, paid each year
On $1,000 invested$38a year at today's yield, before tax
+4.0%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.01 in 2015 → $2.04 in 2025
How safe it looks
46.3% of its profit
Room to growStretchedMore than it earns: 43.9%
News
Cathay General Bancorp declares $0.38 dividendSeeking Alpha · Nov 14, 2026Fifth Third Bancorp Eyes Texas Growth and AI Gains After Comerica IntegrationYahoo Finance · Nov 6, 2026Hope Bancorp declares $0.14 dividendSeeking Alpha · Oct 28, 2026NBT Bancorp declares $0.40 dividendSeeking Alpha · Oct 27, 2026Finward Bancorp GAAP EPS of $0.31 misses by $0.41, revenue of $18.59M misses by $0.81MSeeking Alpha · Oct 27, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
54No pass
Benjamin Graham
65Pass
Philip Fisher
62Pass
Peter Lynch
47No pass
Joel Greenblatt
18No pass
Charlie Munger
45No pass
Terry Smith
46No pass
Questions about U.S. Bancorp
Is U.S. Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the U.S. Bancorp AI analysis
What does U.S. Bancorp do?
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It is in Banks - Regional, based in Minneapolis, MN, United States, with 70,000 employees.
Does U.S. Bancorp pay a dividend?
Yes. At today's price the dividend is 3.8% a year, about 46% of its yearly profit. In 2025 it paid out $3.50 billion in dividends.
Is U.S. Bancorp stock halal?
No. U.S. Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has U.S. Bancorp stock done over the past year?
Up 28.9% over the past twelve months, to $60.99. It traded between $45.47 and $65.42 and is 6.8% below its high.
Who are U.S. Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with U.S. Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.