profit from every CHF 100 of sales.
CHF 0CHF 100
Valiant
CHF 157.20+1.03% today
+8.7% in 1 year
1-year low CHF 143.801-year high CHF 183.60
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay CHF 16.02 for every CHF 1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Valiant sold, what it kept, and what it did with the cash.
Sales went from CHF 453 million in 2022 to CHF 550 million in 2025, with CHF 155 million of profit last year.
SalesProfit
Valiant vs. similar companies
Valiant grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from CHF 100 of sales | Sales growth a year | Price per CHF 1 of profit |
|---|---|---|---|
| Valiant | 16.0× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Valiant's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 453 | 553 | 554 | 550 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 130 | 144 | 150 | 155 | |
| 8.20 | 9.13 | 9.52 | 9.80 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.6% | 26.1% | 27.1% | 28.1% |
Balance sheet
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 35,730 | 36,080 | 37,124 | 37,874 |
| Cash | 5,103 | 4,787 | 4,214 | 4,271 |
| Total debt | 8,425 | 9,467 | 10,178 | 10,625 |
| Total liabilities | 33,262 | 33,505 | 34,446 | 35,110 |
| 2,467 | 2,576 | 2,677 | 2,764 | |
| 16 | 16 | 16 | 16 | |
| – | – | – | – | |
| 5.2% | 5.6% | 5.6% | 5.6% |
Cash flow
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,180 | -311 | -541 | 65 | |
| 17 | 13 | 12 | 13 | |
| -1,197 | -324 | -553 | 52 | |
| Dividends paid | – | – | – | – |
| 0 | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.0×
- –
- 2.62
- 0.9×
- 4.5×
- 6.2%
- –
Profitability
- 28.1%
- –
- –
- –
- –
Growth
- +6.7%
- +6.1%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 40%of 878
Bottom 43%of 882
Bottom 40%of 932
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Valiant
Is Valiant a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Valiant AI analysis
What does Valiant do?
Valiant Holding AG, together with its subsidiaries, provides financial products and services in the areas of financing, payments, savings, investments, and retirement planning in Switzerland. It is in Banks - Regional, based in Bern, Switzerland, with 1,052 employees.
Is Valiant stock halal?
No. Valiant does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Valiant stock done over the past year?
Up 8.7% over the past twelve months, to CHF 157.20. It traded between CHF 143.80 and CHF 183.60 and is 14.4% below its high.
Who are Valiant's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Valiant's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.