profit from every $100 of sales.
$0$100
Woori Financial Group
$72.13+3.28% today
+31.1% in 1 year
1-year low $53.041-year high $84.47
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $7.53 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Woori Financial Group sold, what it kept, and what it did with the cash.
Sales went from ₩11.4 trillion in 2022 to ₩13.3 trillion in 2025, with ₩3.12 trillion of profit last year.
SalesProfit
Woori Financial Group handed back 8% of the cash it generated last year.
₩927.3B
Free cash flow 2025₩13.14T
Bought back its own shares₩150.0B
Paid as dividends₩927.3B
Cash vs. debt₩38.50T vs. ₩89.48T
Woori Financial Group vs. similar companies
Woori Financial Group grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Woori Financial Group | 7.5× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Woori Financial Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of KRW | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 11,428,163 | 11,800,206 | 12,622,830 | 13,291,571 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 3,186,772 | 2,506,296 | 3,085,995 | 3,124,346 | |
| 12,573.00 | 9,690.00 | 11,850.00 | 12,156.00 | |
| – | – | – | – | |
| – | – | – | – | |
| 27.9% | 21.2% | 24.4% | 23.5% |
Balance sheet
| In millions of KRW | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 480,474,396 | 498,004,936 | 525,753,320 | 601,457,286 |
| Cash | 34,219,148 | 30,556,618 | 27,281,123 | 38,499,679 |
| Total debt | 71,068,447 | 75,082,803 | 82,107,912 | 89,477,286 |
| Total liabilities | 448,847,054 | 464,607,446 | 489,858,051 | 563,598,038 |
| 28,761,897 | 31,666,881 | 34,096,836 | 36,017,339 | |
| 243 | 245 | 247 | 245 | |
| – | – | – | – | |
| 11.1% | 7.9% | 9.1% | 8.7% |
Cash flow
| In millions of KRW | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 18,624,119 | 1,621,942 | -6,129,300 | 13,642,391 | |
| 347,625 | 393,199 | 411,982 | 506,433 | |
| 18,276,494 | 1,228,743 | -6,541,282 | 13,135,958 | |
| Dividends paid | 654,996 | 978,376 | 878,330 | 927,296 |
| 0 | 158,165 | 136,699 | 150,000 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.5×
- 0.0×
- –
- 0.6×
- 1.8×
- 13.3%
- 3.9%
Profitability
- 23.5%
- 0.5%
- 2.7%
- 9.3%
- 0.5%
Growth
- +5.2%
- −1.1%
- +29.7%
- +0.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 17%of 754
Top 35%of 605
Top 18%of 883
Bottom 35%of 880
Top 2%of 929
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 24, 2026 | 1.59 | 2.27 | −30.0% |
| Mar 4, 2026 | 0.93 | 0.90 | +3.3% |
| Nov 14, 2025 | 3.57 | 2.28 | +56.6% |
| Jul 25, 2025 | 2.63 | 2.58 | +1.9% |
| Apr 25, 2025 | 1.61 | 1.65 | −2.4% |
| Feb 7, 2025 | 1.13 | 1.14 | −0.9% |
| Oct 25, 2024 | 2.57 | 2.18 | +17.9% |
| Aug 14, 2024 | 2.53 | 2.18 | +16.1% |
3.9%of the share price, paid each year
On $1,000 invested$39a year at today's yield, before tax
+29.7%2020 to 2025
Raised2 yearsin a row, in our data
Paid per share, each year
$1.29 in 2015 → $2.67 in 2025
How safe it looks
29.7% of its profit
Room to growStretchedMore than it earns: 7.1%
News
Woori Financial reports nine-month resultsSeeking Alpha · Oct 23, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
48No pass
Benjamin Graham
71Pass
Philip Fisher
48No pass
Peter Lynch
23No pass
Joel Greenblatt
30No pass
Charlie Munger
38No pass
Terry Smith
36No pass
Questions about Woori Financial Group
Is Woori Financial Group a good stock to buy?
A strong, very profitable business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Woori Financial Group AI analysis
What does Woori Financial Group do?
Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. It is in Banks - Regional, based in Seoul, South Korea.
Does Woori Financial Group pay a dividend?
Yes. At today's price the dividend is 3.9% a year, about 30% of its yearly profit. In 2025 it paid out $927 billion in dividends.
Is Woori Financial Group stock halal?
No. Woori Financial Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Woori Financial Group stock done over the past year?
Up 31.1% over the past twelve months, to $72.13. It traded between $53.04 and $84.47 and is 14.6% below its high.
Who are Woori Financial Group's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Woori Financial Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.