profit from every $100 of sales.

West Bancorporation
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
You pay $15.91 for every $1 of profit it makes in a year.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What West Bancorporation sold, what it kept, and what it did with the cash.
Sales went from $102 million in 2022 to $94.5 million in 2025, with $32.6 million of profit last year.
West Bancorporation handed back 42% of the cash it generated last year.
West Bancorporation vs. similar companies
West Bancorporation grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
West Bancorporation | 15.9× · Fair price | ||
China Merchants Bank | 7.7× · Cheap | ||
DBS Group Holdings | 18.2× · Fair price | ||
UniCredit | 11.5× · Cheap | ||
HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads West Bancorporation's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 102 | 79 | 79 | 94 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 46 | 24 | 24 | 33 | |
| 2.76 | 1.44 | 1.42 | 1.92 | |
| – | – | – | – | |
| – | – | – | – | |
| 45.5% | 30.5% | 30.4% | 34.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,613 | 3,826 | 4,015 | 4,142 |
| Cash | 27 | 65 | 243 | 350 |
| Total debt | 286 | 442 | 393 | 376 |
| Total liabilities | 3,402 | 3,601 | 3,787 | 3,876 |
| 211 | 225 | 228 | 266 | |
| 17 | 17 | 17 | 17 | |
| – | – | – | – | |
| 22.0% | 10.7% | 10.6% | 12.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 59 | 25 | 40 | 46 | |
| 21 | 36 | 26 | 3 | |
| 38 | -11 | 14 | 43 | |
| Dividends paid | 17 | 17 | 17 | 17 |
| 2 | 1 | 1 | 1 | |
| 3 | 3 | 3 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.9×
- 11.7×
- –
- 1.4×
- 5.5×
- 6.3%
- 4.3%
Profitability
- 34.5%
- 5.2%
- 5.9%
- 13.7%
- 0.9%
Growth
- −2.5%
- −11.4%
- +3.5%
- +0.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.61 | 0.59 | +3.4% |
| Jan 29, 2026 | 0.61 | 0.57 | +7.0% |
| Oct 23, 2025 | 0.55 | 0.47 | +17.0% |
| Jul 24, 2025 | 0.47 | 0.45 | +4.4% |
| Apr 24, 2025 | 0.46 | 0.38 | +21.1% |
| Jan 23, 2025 | 0.42 | 0.40 | +5.0% |
| Oct 24, 2024 | 0.35 | 0.31 | +12.9% |
| Jul 25, 2024 | 0.31 | 0.32 | −3.1% |
Paid per share, each year
$0.62 in 2015 → $1.00 in 2025
How safe it looks
51.9% of its profit
Room to growStretchedMore than it earns: 39.2%
News
Nvidia weighs playing the cosigner for Nscale’s AI data center in West VirginiaYahoo Finance · Oct 31, 2026East West raises 2026 NII growth outlook to 9%-10% while cutting net charge-off guide to 15-20 bpsSeeking Alpha · Oct 21, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Questions about West Bancorporation
Is West Bancorporation a good stock to buy?
A strong, very profitable business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the West Bancorporation AI analysis
What does West Bancorporation do?
West Bancorporation, Inc. operates as the financial holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It is in Banks - Regional.
Does West Bancorporation pay a dividend?
Yes. At today's price the dividend is 4.3% a year, about 52% of its yearly profit. In 2025 it paid out $16.9 million in dividends.
Is West Bancorporation stock halal?
No. West Bancorporation does not pass our halal screen: its main business, banking, is not permitted. How we check
How has West Bancorporation stock done over the past year?
Up 38.9% over the past twelve months, to $30.40. It traded between $21.04 and $31.13 and is 2.3% below its high.
Who are West Bancorporation's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with West Bancorporation's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.



