profit from every $100 of sales.
$0$100
Yuanbao
$11.74+6.05% today
-42.7% in 1 year
1-year low $10.231-year high $22.73
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $2.76 for every $1 of profit it makes in a year.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What Yuanbao sold, what it kept, and what it did with the cash.
Sales went from CN¥850 million in 2022 to CN¥4.37 billion in 2025, with CN¥1.31 billion of profit last year.
SalesProfit
Yuanbao vs. similar companies
Yuanbao grows the fastest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Yuanbao | 2.8× · Cheap | ||
 SAP | 34.4× · Expensive | ||
 Quhuo | No profit yet | ||
 Shopify | 153.7× · Very expensive | ||
 Salesforce | 24.0× · Fair price |
AI analysis
An AI analyst reads Yuanbao's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 850 | 2,045 | 3,285 | 4,373 | |
| 749 | 1,832 | 2,951 | 3,982 | |
| -16 | 175 | 859 | 1,337 | |
| -7 | 191 | 874 | 1,354 | |
| 19 | 203 | 866 | 1,308 | |
| -9.66 | -7.39 | 9.67 | – | |
| 88.1% | 89.6% | 89.8% | 91.1% | |
| -1.9% | 8.6% | 26.1% | 30.6% | |
| 2.2% | 9.9% | 26.4% | 29.9% |
Balance sheet
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,077 | 1,521 | 2,780 | 4,656 |
| Cash | 374 | 863 | 1,905 | 860 |
| Total debt | 24 | 31 | 19 | 8 |
| Total liabilities | 502 | 667 | 993 | 1,309 |
| 575 | 854 | 1,787 | 3,346 | |
| 45 | 45 | 45 | – | |
| -2.1% | 15.7% | 37.6% | 31.5% | |
| 3.3% | 23.8% | 48.5% | 39.1% |
Cash flow
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 88 | 442 | 1,208 | 1,495 | |
| 2 | 5 | 3 | 19 | |
| 85 | 437 | 1,204 | 1,476 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| 27 | 37 | 64 | 74 |
Valuation
- 2.8×
- 0.4×
- –
- 1.0×
- 0.8×
- 2.4×
- 2.0×
- 41.0%
- 36.3%
- 0.0%
Profitability
- 91.1%
- 30.6%
- 29.9%
- 30.2%
- 32.3%
- 21.2%
- 39.8%
- 23.1%
- 31.1%
- 8.2%
Growth
- +72.6%
- –
- +22.6%
- –
- +1.9%
Financial health
- -0.6×
- 0.00
- 0.1%
- –
- 3.91
- 3.48
- 0.75
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 4%of 964
Top 8%of 972
Top 1%of 727
Top 2%of 977
Top 1%of 981
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Mar 18, 2026 | 1.05 | – | – |
| Dec 3, 2025 | 1.14 | – | – |
| Aug 27, 2025 | 0.92 | – | – |
| Jun 5, 2025 | 0.94 | – | – |
| Dec 31, 2024 | 5.33 | – | – |
| Sep 30, 2024 | 4.64 | – | – |
| Jun 30, 2024 | 3.59 | – | – |
| Mar 31, 2024 | 2.44 | – | – |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
7/7Passes 7 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
93Pass
Benjamin Graham
100Pass
Philip Fisher
93Pass
Peter Lynch
100Pass
Joel Greenblatt
94Pass
Charlie Munger
100Pass
Terry Smith
100Pass
Questions about Yuanbao
Is Yuanbao a good stock to buy?
A strong, very profitable business, and the price looks low. 7 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Yuanbao AI analysis
What does Yuanbao do?
Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. It is in Software - Application.
Does Yuanbao pay a dividend?
No. Yuanbao does not pay a dividend at the moment.
Is Yuanbao stock halal?
Yes. Yuanbao passes our halal screen: its business is permitted and its debt is 0.2% of its market value, under the 30% limit. How we check
How has Yuanbao stock done over the past year?
Down 42.7% over the past twelve months, to $11.74. It traded between $10.23 and $22.73 and is 48.4% below its high.
Who are Yuanbao's competitors?
The largest listed companies in the same industry are SAP, Quhuo, Shopify and Salesforce. The peers table on this page compares their profit, growth and price with Yuanbao's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.