profit from every $100 of sales.
$0$100
American International Group
$82.86+0.35% today
+5.8% in 1 year
1-year low $71.891-year high $86.59
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $13.88 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What American International Group sold, what it kept, and what it did with the cash.
Sales went from $30.0 billion in 2022 to $26.8 billion in 2025, with $3.10 billion of profit last year.
SalesProfit
American International Group handed back more cash to shareholders than it generated last year.
Buybacks $5.8B
Free cash flow 2025$3.3B
Bought back its own shares$5.8B
Paid as dividends$976M
Cash vs. debt$1.3B vs. $9.2B
American International Group vs. similar companies
American International Group grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| American International Group | 13.9× · Cheap | ||
 Allianz | 16.6× · Fair price | ||
 Zurich Insurance Group | 17.2× · Fair price | ||
 AXA SA | 10.1× · Cheap | ||
 Assicurazioni Generali | 16.0× · Fair price |
AI analysis
An AI analyst reads American International Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 43,736 | 52,157 | 29,975 | 27,938 | 27,270 | 26,774 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| -1,716 | 19,194 | 8,236 | 7,224 | 7,929 | 7,730 | |
| -5,944 | 10,367 | 10,227 | 3,643 | -1,404 | 3,096 | |
| -6.88 | 11.95 | 12.94 | 4.98 | -2.17 | 5.43 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| -13.6% | 19.9% | 34.1% | 13.0% | -5.1% | 11.6% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 586,481 | 596,112 | 522,228 | 539,306 | 161,322 | 161,254 |
| Cash | – | – | 2,043 | 1,540 | 1,302 | 1,274 |
| Total debt | 37,534 | 30,163 | 27,179 | 10,606 | 8,922 | 9,191 |
| Total liabilities | 519,282 | 527,200 | 478,774 | 488,005 | 118,772 | 120,092 |
| 66,362 | 65,956 | 40,970 | 45,351 | 42,521 | 41,139 | |
| 869 | 865 | 788 | 725 | 657 | 570 | |
| -4.4% | 12.0% | 5.1% | 4.8% | 6.7% | 6.7% | |
| -9.0% | 15.7% | 25.0% | 8.0% | -3.3% | 7.5% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 1,038 | 6,223 | 4,134 | 6,243 | 3,273 | 3,314 | |
| 353 | 343 | 210 | 240 | – | – | |
| 685 | 5,880 | 4,134 | 6,243 | 3,273 | 3,314 | |
| Dividends paid | 1,103 | 1,083 | 1,011 | 1,026 | 1,024 | 976 |
| 500 | 2,592 | 5,200 | 2,961 | 7,137 | 5,836 | |
| 274 | 278 | 288 | 199 | 211 | 207 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.9×
- 10.5×
- –
- 1.0×
- 1.6×
- 7.2%
- 2.4%
Profitability
- 11.6%
- 6.9%
- 5.9%
- 7.7%
- 2.0%
Growth
- −9.3%
- –
- +6.5%
- −10.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 42%of 754
Bottom 34%of 605
Bottom 49%of 883
Bottom 11%of 880
Top 34%of 929
What analysts expect
- Average price target
- $85.63
- Range
- $80.00 – $95.00
- 5 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 30, 2026 | 2.11 | 1.89 | +11.6% |
| Feb 10, 2026 | 1.96 | 1.90 | +3.2% |
| Nov 4, 2025 | 2.20 | 1.72 | +27.9% |
| Aug 6, 2025 | 1.81 | 1.60 | +13.1% |
| May 1, 2025 | 1.17 | 1.00 | +17.0% |
| Feb 11, 2025 | 1.30 | 1.33 | −2.3% |
| Nov 4, 2024 | 1.23 | 1.10 | +11.8% |
| Jul 31, 2024 | 1.16 | 1.32 | −12.1% |
2.4%of the share price, paid each year
On $1,000 invested$24a year at today's yield, before tax
+6.5%2020 to 2025
Raised3 yearsin a row, in our data
Paid per share, each year
$0.81 in 2015 → $1.75 in 2025
How safe it looks
31.5% of its profit
Room to growStretchedMore than it earns: 29.5%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
49No pass
Benjamin Graham
59No pass
Philip Fisher
56No pass
Peter Lynch
45No pass
Joel Greenblatt
40No pass
Charlie Munger
49No pass
Terry Smith
40No pass
Questions about American International Group
Is American International Group a good stock to buy?
A solid business, and the price looks low. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the American International Group AI analysis
What does American International Group do?
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. It is in Insurance - Diversified, based in New York, NY, United States, with 22,100 employees.
Does American International Group pay a dividend?
Yes. At today's price the dividend is 2.4% a year, about 32% of its yearly profit. In 2025 it paid out $976 million in dividends.
Is American International Group stock halal?
No. American International Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has American International Group stock done over the past year?
Up 5.8% over the past twelve months, to $82.86. It traded between $71.89 and $86.59 and is 4.3% below its high.
Who are American International Group's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with American International Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.