profit from every CHF 100 of sales.
CHF 0CHF 100
Zurich Insurance Group
CHF 625.60+0.68% today
+9.3% in 1 year
1-year low CHF 529.601-year high CHF 625.60
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay CHF 16.69 for every CHF 1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Zurich Insurance Group sold, what it kept, and what it did with the cash.
Sales went from $44.8 billion in 2022 to $88.7 billion in 2025, with $6.80 billion of profit last year.
SalesProfit
Zurich Insurance Group handed back 94% of the cash it generated last year.
$5.1B
Free cash flow 2025$5.4B
Bought back its own shares–
Paid as dividends$5.1B
Cash vs. debt$7.1B vs. $15.7B
Zurich Insurance Group vs. similar companies
Zurich Insurance Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from CHF 100 of sales | Sales growth a year | Price per CHF 1 of profit |
|---|---|---|---|
| Zurich Insurance Group | 16.7× · Fair price | ||
 Allianz | 15.4× · Fair price | ||
 AXA SA | 8.8× · Cheap | ||
 Assicurazioni Generali | 15.3× · Fair price | ||
 Sun Life Financial | 16.8× · Fair price |
AI analysis
An AI analyst reads Zurich Insurance Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 44,763 | 78,098 | 86,046 | 88,670 | |
| – | – | – | – | |
| – | – | – | – | |
| 6,574 | 7,766 | 9,816 | 11,358 | |
| 3,964 | 4,351 | 5,814 | 6,798 | |
| 26.50 | 29.73 | 40.15 | 47.20 | |
| – | – | – | – | |
| – | – | – | – | |
| 8.9% | 5.6% | 6.8% | 7.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 335,412 | 361,382 | 358,005 | 407,211 |
| Cash | 7,560 | 7,280 | 6,768 | 7,086 |
| Total debt | 15,715 | 15,455 | 14,428 | 15,681 |
| Total liabilities | 308,482 | 335,103 | 331,067 | 377,045 |
| 25,683 | 24,860 | 25,472 | 28,515 | |
| 150 | 146 | 145 | 144 | |
| 11.9% | 14.6% | 19.0% | 20.2% | |
| 15.4% | 17.5% | 22.8% | 23.8% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 5,042 | 7,345 | 7,603 | 5,903 | |
| 535 | 418 | 370 | 480 | |
| 4,507 | 6,927 | 7,233 | 5,423 | |
| Dividends paid | 3,767 | 4,116 | 4,467 | 5,082 |
| 770 | 2,023 | 1,309 | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.7×
- –
- 0.79
- 3.8×
- 1.3×
- 6.0%
- –
Profitability
- 7.7%
- 20.2%
- 16.4%
- –
- –
Growth
- +25.6%
- +21.2%
- –
- −1.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 10%of 684
Bottom 31%of 927
Top 18%of 925
Bottom 44%of 924
News
WTW lands global deal with Zurich Insurance to expand Radar deploymentSeeking Alpha · Sep 21, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass. Context about the kind of company it is, not a recommendation.
Warren Buffett
54No pass
Benjamin Graham
63Pass
Philip Fisher
47No pass
Peter Lynch
49No pass
Joel Greenblatt
34No pass
Charlie Munger
42No pass
Terry Smith
38No pass
Prices: daily closes to Oct 30, 2026. Fundamentals: company reports via invest-like data. invest-like is an educational tool and not investment advice.