profit from every $100 of sales.
$0$100
Sun Life Financial
$80.91-1.10% today
+32.4% in 1 year
1-year low $57.601-year high $84.07
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.79 for every $1 of profit it makes in a year.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What Sun Life Financial sold, what it kept, and what it did with the cash.
Sales went from CA$3.43 billion in 2022 to CA$38.4 billion in 2025, with CA$3.75 billion of profit last year.
SalesProfit
Sun Life Financial handed back more cash to shareholders than it generated last year.
Buybacks CA$1.7BCA$2.1B
Free cash flow 2025CA$2.7B
Bought back its own sharesCA$1.7B
Paid as dividendsCA$2.1B
Cash vs. debtCA$9.7B vs. CA$18.8B
Sun Life Financial vs. similar companies
Sun Life Financial grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Sun Life Financial | 16.8× · Fair price | ||
 Allianz | 15.4× · Fair price | ||
 Zurich Insurance Group | 16.7× · Fair price | ||
 AXA SA | 8.8× · Cheap | ||
 Assicurazioni Generali | 15.3× · Fair price |
AI analysis
An AI analyst reads Sun Life Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CAD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,429 | 36,354 | 34,483 | 38,447 | |
| – | – | – | – | |
| – | – | – | – | |
| 4,599 | – | – | – | |
| 3,024 | 3,343 | 3,171 | 3,745 | |
| 5.21 | 5.26 | 5.26 | 6.15 | |
| – | – | – | – | |
| – | – | – | – | |
| 88.2% | 9.2% | 9.2% | 9.7% |
Balance sheet
| In millions of CAD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 323,608 | 333,241 | 370,721 | 398,455 |
| Cash | 9,378 | 11,170 | 10,129 | 9,685 |
| Total debt | 15,550 | 15,396 | 16,869 | 18,792 |
| Total liabilities | 300,721 | 309,041 | 344,592 | 372,963 |
| 22,797 | 24,039 | 26,053 | 25,228 | |
| 589 | 589 | 582 | 566 | |
| 8.4% | 9.0% | 9.2% | 9.6% | |
| 13.3% | 13.9% | 12.2% | 14.8% |
Cash flow
| In millions of CAD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 4,311 | 5,612 | 2,532 | 2,799 | |
| – | 172 | 143 | 145 | |
| 4,311 | 5,440 | 2,389 | 2,654 | |
| Dividends paid | 1,671 | 1,882 | 1,962 | 2,064 |
| 0 | 186 | 855 | 1,707 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.8×
- 13.8×
- 2.95
- 2.2×
- 1.6×
- 6.0%
- 3.7%
Profitability
- 9.7%
- 0.8%
- 8.8%
- 13.0%
- 0.8%
Growth
- +123.8%
- +5.7%
- +6.9%
- −0.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 14%of 456
Bottom 26%of 329
Bottom 37%of 916
Top 1%of 938
Top 47%of 921
What analysts expect
- Average price target
- $72.70
- Range
- $50.93 – $92.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 6, 2026 | 1.38 | 1.35 | +2.2% |
| Feb 11, 2026 | 1.41 | 1.35 | +4.4% |
| Nov 5, 2025 | 1.35 | 1.30 | +3.8% |
| Aug 7, 2025 | 1.29 | 1.29 | +0.0% |
| May 8, 2025 | 1.27 | 1.22 | +4.1% |
| Feb 12, 2025 | 1.20 | 0.90 | +32.9% |
| Nov 4, 2024 | 1.27 | 1.22 | +4.1% |
| Aug 12, 2024 | 1.25 | 1.18 | +5.9% |
3.7%of the share price, paid each year
On $1,000 invested$37a year at today's yield, before tax
+6.9%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.19 in 2015 → $2.51 in 2025
How safe it looks
55.1% of its profit
Room to growStretchedMore than it earns: 77.8%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass. Context about the kind of company it is, not a recommendation.
Warren Buffett
29No pass
Benjamin Graham
43No pass
Philip Fisher
28No pass
Peter Lynch
55No pass
Joel Greenblatt
22No pass
Charlie Munger
20No pass
Terry Smith
20No pass
Prices: daily closes to Oct 30, 2026. Fundamentals: company reports via invest-like data. invest-like is an educational tool and not investment advice.