profit from every A$100 of sales.
A$0A$100
AMP
A$2.19-1.35% today
+32.7% in 1 year
1-year low A$1.161-year high A$2.66
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay A$39.56 for every A$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What AMP sold, what it kept, and what it did with the cash.
Sales went from A$1.43 billion in 2022 to A$869 million in 2025, with A$133 million of profit last year.
SalesProfit
AMP vs. similar companies
AMP grows the slowest of these 5 and is the most expensive for its profits.
| Company | Profit from A$100 of sales | Sales growth a year | Price per A$1 of profit |
|---|---|---|---|
| AMP | 39.6× · Expensive | ||
 ORIX | 12.5× · Cheap | ||
 Bajaj Finserv | 30.0× · Fair price | ||
 Yuanta Financial | 24.4× · Fair price | ||
 China Galaxy Securities | 10.3× · Cheap |
AI analysis
An AI analyst reads AMP's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,432 | 1,372 | 856 | 869 | |
| 1,432 | 1,372 | 856 | 869 | |
| -400 | -482 | -141 | -249 | |
| 625 | 1,189 | 1,917 | 1,751 | |
| 387 | 265 | 150 | 133 | |
| 0.12 | 0.09 | 0.06 | 0.05 | |
| 100.0% | 100.0% | 100.0% | 100.0% | |
| -27.9% | -35.1% | -16.5% | -28.7% | |
| 27.0% | 19.3% | 17.5% | 15.3% |
Balance sheet
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 34,938 | 33,876 | 33,161 | 34,212 |
| Cash | 1,816 | 1,440 | 1,379 | 1,247 |
| Total debt | 29,531 | 28,918 | 28,714 | 29,637 |
| Total liabilities | 30,767 | 30,002 | 29,509 | 30,468 |
| 4,171 | 3,874 | 3,652 | 3,744 | |
| 3,263 | 2,903 | 2,679 | 2,558 | |
| 1.1% | 2.4% | 4.0% | 3.5% | |
| 9.3% | 6.8% | 4.1% | 3.6% |
Cash flow
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 30 | 32 | 47 | 74 | |
| 2,536 | -137 | 169 | -1,449 | |
| Dividends paid | – | 145 | 106 | 76 |
| 267 | 343 | 249 | 12 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 39.6×
- –
- –
- 1.4×
- 6.1×
- 2.5%
- 1.4%
Profitability
- 15.3%
- 3.5%
- 2.8%
- –
- –
Growth
- −15.3%
- −24.0%
- –
- −7.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 48%of 843
Bottom 4%of 730
Bottom 11%of 866
Bottom 9%of 862
Bottom 3%of 921
1.4%of the share price, paid each year
On $1,000 invested$14a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
57.1% of its profit
Room to growStretchedMore than it earnsNews
KKR & Co. Non-GAAP EPS of $1.78 beats by $0.20, revenue of $4.56BSeeking Alpha · Nov 9, 2026C&F Financial Non-GAAP EPS of $2.55Seeking Alpha · Oct 26, 2026S&T Bancorp GAAP EPS of $1.09 beats by $0.10, revenue of $107.8M beats by $1.08MSeeking Alpha · Oct 22, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
26No pass
Benjamin Graham
34No pass
Philip Fisher
35No pass
Peter Lynch
14No pass
Joel Greenblatt
21No pass
Charlie Munger
29No pass
Terry Smith
27No pass
Questions about AMP
Is AMP a good stock to buy?
A solid business, but the price is high. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the AMP AI analysis
What does AMP do?
AMP Limited provides banking, super, and retirement services in Australia and New Zealand. The company operates through Platforms, Superannuation & Investments, AMP Bank, New Zealand Wealth Management (NZWM), and Group segments. It is in Financial Conglomerates, based in Sydney, NSW, Australia, with 2,275 employees.
Does AMP pay a dividend?
Yes. At today's price the dividend is 1.4% a year, about 57% of its yearly profit. In 2025 it paid out A$76.0 million in dividends.
Is AMP stock halal?
No. AMP does not pass our halal screen: its main business, financial services, is not permitted. How we check
How has AMP stock done over the past year?
Up 32.7% over the past twelve months, to A$2.19. It traded between A$1.16 and A$2.66 and is 17.7% below its high.
Who are AMP's competitors?
The largest listed companies in the same industry are ORIX, Bajaj Finserv, Yuanta Financial and China Galaxy Securities. The peers table on this page compares their profit, growth and price with AMP's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.