profit from every NOK 100 of sales.

B2 Impact
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
You pay NOK 14.66 for every NOK 1 of profit it makes in a year.
of earnings would pay off all its debt.
Money in, money out
What B2 Impact sold, what it kept, and what it did with the cash.
Sales went from NOK 2.38 billion in 2022 to NOK 3.34 billion in 2025, with NOK 621 million of profit last year.
B2 Impact handed back 12% of the cash it generated last year.
B2 Impact vs. similar companies
B2 Impact grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from NOK 100 of sales | Sales growth a year | Price per NOK 1 of profit |
|---|---|---|---|
B2 Impact | 14.7× · Cheap | ||
Visa | 33.4× · Expensive | ||
Mastercard | 38.0× · Expensive | ||
American Express | 19.7× · Fair price | ||
Capital One Financial | 47.5× · Expensive |
AI analysis
An AI analyst reads B2 Impact's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of NOK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 2,377 | 2,443 | 2,656 | 3,342 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 326 | 363 | 277 | 621 | |
| 0.82 | 0.94 | 0.75 | 1.66 | |
| – | – | – | – | |
| – | – | – | – | |
| 13.7% | 14.9% | 10.4% | 18.6% |
Balance sheet
| In millions of NOK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 16,500 | 17,328 | 16,888 | 17,663 |
| Cash | 1,166 | 1,395 | 510 | 420 |
| Total debt | 10,369 | 10,622 | 9,965 | 10,481 |
| Total liabilities | 11,283 | 11,740 | 11,270 | 11,954 |
| 5,216 | 5,587 | 5,618 | 5,709 | |
| 398 | 387 | 371 | 373 | |
| – | – | – | – | |
| 6.3% | 6.5% | 4.9% | 10.9% |
Cash flow
| In millions of NOK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,142 | 4,493 | 3,758 | 4,703 | |
| 27 | 67 | 34 | 63 | |
| 3,115 | 4,426 | 3,724 | 4,640 | |
| Dividends paid | 168 | 77 | 479 | 553 |
| 175 | 122 | 5 | – | |
| – | – | – | – |
Valuation
- 14.7×
- –
- 0.55
- 1.4×
- 2.7×
- 2.0×
- –
- 51.0%
- 6.8%
- 6.1%
Profitability
- –
- –
- 18.6%
- –
- –
- –
- –
- –
- –
- –
Growth
- +12.0%
- +26.5%
- –
- –
- −2.1%
Financial health
- –
- 1.84
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
How safe it looks
89.0% of its profit
Room to growStretchedMore than it earns: 11.9%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about B2 Impact
Is B2 Impact a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the B2 Impact AI analysis
What does B2 Impact do?
B2 Impact ASA, together with its subsidiaries, provides various debt solutions in Norway and internationally. The company's business consists of purchase, management, and collection of unsecured and secured non-performing loans. It is in Credit Services, based in Oslo, Norway, with 1,288 employees.
Does B2 Impact pay a dividend?
Yes. At today's price the dividend is 6.1% a year, about 89% of its yearly profit. In 2025 it paid out NOK 553 million in dividends.
Is B2 Impact stock halal?
No. B2 Impact does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has B2 Impact stock done over the past year?
Up 46.3% over the past twelve months, to NOK 24.55. It traded between NOK 16.78 and NOK 27.35 and is 10.2% below its high.
Who are B2 Impact's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with B2 Impact's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.



