profit from every R$100 of sales.
R$0R$100
BB Seguridade Participações
R$37.68-4.99% today
+17.9% in 1 year
1-year low R$31.961-year high R$43.68
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay R$8.11 for every R$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What BB Seguridade Participações sold, what it kept, and what it did with the cash.
Sales went from R$4.64 billion in 2022 to R$6.14 billion in 2025, with R$9.02 billion of profit last year.
SalesProfit
BB Seguridade Participações handed back more cash to shareholders than it generated last year.
R$8.3B
Free cash flow 2025R$3.7B
Bought back its own sharesR$0
Paid as dividendsR$8.3B
BB Seguridade Participações vs. similar companies
BB Seguridade Participações grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from R$100 of sales | Sales growth a year | Price per R$1 of profit |
|---|---|---|---|
| BB Seguridade Participações | 8.1× · Cheap | ||
 Allianz | 16.8× · Fair price | ||
 Zurich Insurance Group | 17.1× · Fair price | ||
 AXA SA | 9.9× · Cheap | ||
 Assicurazioni Generali | 16.0× · Fair price |
AI analysis
An AI analyst reads BB Seguridade Participações's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 4,644 | 5,069 | 5,540 | 6,136 | |
| – | – | – | – | |
| – | – | – | – | |
| 7,703 | 9,497 | 10,414 | 10,945 | |
| 6,196 | 7,947 | 8,703 | 9,017 | |
| 3.10 | 3.99 | 4.46 | 4.65 | |
| – | – | – | – | |
| – | – | – | – | |
| 133.4% | 156.8% | 157.1% | 146.9% |
Balance sheet
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 16,570 | 18,273 | 21,616 | 23,098 |
| Cash | 4 | 6 | 5 | 3 |
| Total debt | – | – | – | – |
| Total liabilities | 8,534 | 8,456 | 11,920 | 12,713 |
| 8,037 | 9,816 | 9,695 | 10,384 | |
| 1,997 | 1,993 | 1,953 | 1,941 | |
| 63.2% | 63.8% | 70.9% | 69.6% | |
| 77.1% | 81.0% | 89.8% | 86.8% |
Cash flow
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,275 | 3,698 | 4,224 | 3,711 | |
| – | – | – | – | |
| 3,275 | 3,698 | 4,224 | 3,711 | |
| Dividends paid | 3,926 | 6,961 | 5,193 | 8,274 |
| 0 | 624 | 1,167 | 0 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 8.1×
- –
- 0.56
- 7.0×
- 11.9×
- 12.3%
- 11.3%
Profitability
- 146.9%
- 69.6%
- 66.9%
- –
- –
Growth
- +9.7%
- +14.5%
- –
- −0.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 1%of 827
Top 17%of 876
Top 44%of 879
Bottom 44%of 926
11.3%of the share price, paid each year
On $1,000 invested$113a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
91.8% of its profit
Room to growStretchedMore than it earns: 223.0%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
7/7Passes 7 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
83Pass
Benjamin Graham
70Pass
Philip Fisher
88Pass
Peter Lynch
74Pass
Joel Greenblatt
100Pass
Charlie Munger
81Pass
Terry Smith
74Pass
Questions about BB Seguridade Participações
Is BB Seguridade Participações a good stock to buy?
A strong, very profitable business, and the price looks low. 7 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BB Seguridade Participações AI analysis
What does BB Seguridade Participações do?
BB Seguridade Participações S.A., through its subsidiaries operates in the insurance, pension plans, and bonds, businesses in Brazil. The company operates through two segments, Insurance and Brokerage. It is in Insurance - Diversified, based in Brasília, DF, Brazil.
Does BB Seguridade Participações pay a dividend?
Yes. At today's price the dividend is 11.3% a year, about 92% of its yearly profit. In 2025 it paid out R$8.27 billion in dividends.
Is BB Seguridade Participações stock halal?
No. BB Seguridade Participações does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has BB Seguridade Participações stock done over the past year?
Up 17.9% over the past twelve months, to R$37.68. It traded between R$31.96 and R$43.68 and is 13.7% below its high.
Who are BB Seguridade Participações's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with BB Seguridade Participações's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.