profit from every $100 of sales.
$0$100
Better Home & Finance
$0.12-7.15% today
-77.0% in 1 year
1-year low $0.081-year high $0.76
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Better Home & Finance sold, what it kept, and what it did with the cash.
Sales went from $395 million in 2022 to $207 million in 2025, with -$166 million of profit last year.
SalesProfit
Better Home & Finance vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Better Home & Finance | No profit yet | ||
 Encore Capital Group | 8.9× · Cheap | ||
 Walker & Dunlop | 23.4× · Fair price | ||
 Velocity Financial | 6.0× · Cheap | ||
 loanDepot | No profit yet |
AI analysis
An AI analyst reads Better Home & Finance's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 395 | 102 | 120 | 207 | |
| -298 | -121 | -52 | -25 | |
| -595 | -281 | -188 | -149 | |
| -523 | -238 | -155 | -135 | |
| -877 | -536 | -206 | -166 | |
| – | – | – | – | |
| -75.6% | -118.2% | -43.6% | -11.9% | |
| -150.7% | -275.1% | -156.6% | -72.2% | |
| -222.0% | -525.3% | -171.8% | -80.2% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,083 | 906 | 913 | 1,505 |
| Cash | 318 | 504 | 211 | 100 |
| Total debt | 1,096 | 672 | 768 | 615 |
| Total liabilities | 1,251 | 783 | 971 | 1,468 |
| -168 | 123 | -58 | 37 | |
| – | – | – | – | |
| -48.8% | -27.9% | -20.9% | -18.1% | |
| 522.4% | -437.5% | 354.6% | -446.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 938 | -160 | -380 | -167 | |
| 35 | 10 | 10 | 11 | |
| 903 | -169 | -390 | -178 | |
| Dividends paid | – | – | – | – |
| 8 | 0 | – | – | |
| 31 | 54 | 27 | 20 |
Valuation
- –
- –
- 0.18
- 51.8×
- 2.1×
- –
- –
- -9,307.6%
- -41.9%
- 0.0%
Profitability
- -11.9%
- -72.2%
- -80.2%
- -54.6%
- -7.8%
- -45.3%
- -428.3%
- -11.8%
- -11.7%
- –
Growth
- −19.4%
- –
- +40.2%
- –
- −62.0%
Financial health
- –
- 83.10
- 45.3%
- -2.9×
- 0.19
- 0.19
- 0.13
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 3%of 827
Bottom 2%of 709
Bottom 7%of 879
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | -3.01 | -1.74 | −73.2% |
| Mar 13, 2026 | -2.52 | -2.01 | −25.5% |
| Nov 13, 2025 | -2.56 | -2.14 | −19.8% |
| Aug 7, 2025 | -2.27 | -1.89 | −20.1% |
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
18No pass
Benjamin Graham
0No pass
Philip Fisher
38No pass
Peter Lynch
0No pass
Joel Greenblatt
0No pass
Charlie Munger
29No pass
Terry Smith
22No pass
Questions about Better Home & Finance
Is Better Home & Finance a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Better Home & Finance AI analysis
What does Better Home & Finance do?
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, U.S. Federal Housing Administration insured loans, U.S. It is in Financial - Mortgages.
Does Better Home & Finance pay a dividend?
No. Better Home & Finance does not pay a dividend at the moment.
Is Better Home & Finance stock halal?
No. Better Home & Finance does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Better Home & Finance stock done over the past year?
Down 77.0% over the past twelve months, to $0.12. It traded between $0.08 and $0.76 and is 83.9% below its high.
Who are Better Home & Finance's competitors?
The largest listed companies in the same industry are Encore Capital Group, Walker & Dunlop, Velocity Financial and loanDepot. The peers table on this page compares their profit, growth and price with Better Home & Finance's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.