profit from every €100 of sales.
€0€100
BFF Bank
€1.36-11.44% today
-85.6% since Dec 19, 25
1-year low €1.361-year high €9.70
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €6.97 for every €1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What BFF Bank sold, what it kept, and what it did with the cash.
Sales went from €415 million in 2022 to €378 million in 2025, with €37.0 million of profit last year.
SalesProfit
BFF Bank vs. similar companies
BFF Bank grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| BFF Bank | 7.0× · Cheap | ||
 Visa | 33.4× · Expensive | ||
 Mastercard | 38.0× · Expensive | ||
 American Express | 19.7× · Fair price | ||
 Capital One Financial | 47.5× · Expensive |
AI analysis
An AI analyst reads BFF Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 415 | 438 | 399 | 378 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 232 | 172 | 219 | 37 | |
| 1.25 | 0.91 | 1.15 | 0.37 | |
| – | – | – | – | |
| – | – | – | – | |
| 55.9% | 39.2% | 54.9% | 9.8% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 13,342 | 12,292 | 12,146 | 12,279 |
| Cash | 911 | 594 | 306 | 419 |
| Total debt | 243 | 242 | 750 | 788 |
| Total liabilities | 12,584 | 11,533 | 11,287 | 11,391 |
| 759 | 759 | 859 | 888 | |
| 186 | 188 | 188 | 189 | |
| – | – | – | – | |
| 30.6% | 22.6% | 25.5% | 4.2% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 156 | -185 | 42 | -18 | |
| 33 | 32 | 44 | 12 | |
| 123 | -217 | -3 | -29 | |
| Dividends paid | 194 | 159 | 101 | – |
| – | – | – | – | |
| – | – | – | – |
Valuation
- 7.0×
- –
- –
- 0.6×
- 0.7×
- –
- –
- -11.4%
- 14.4%
- –
Profitability
- –
- –
- 9.8%
- –
- –
- –
- –
- –
- –
- –
Growth
- −3.1%
- −33.3%
- –
- –
- +0.5%
Financial health
- –
- 0.89
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 12%of 876
Bottom 15%of 879
Bottom 11%of 926
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about BFF Bank
Is BFF Bank a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BFF Bank AI analysis
What does BFF Bank do?
BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. It is in Credit Services, based in Milan, MI, Italy.
Is BFF Bank stock halal?
No. BFF Bank does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
Who are BFF Bank's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with BFF Bank's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.