profit from every A$100 of sales.
A$0A$100
Credit Corp Group
A$15.65-1.07% today
+12.6% in 1 year
1-year low A$9.631-year high A$15.82
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay A$11.32 for every A$1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Credit Corp Group sold, what it kept, and what it did with the cash.
Sales went from A$384 million in 2022 to A$474 million in 2025, with A$94.1 million of profit last year.
SalesProfit
Credit Corp Group handed back 73% of the cash it generated last year.
A$37M
Free cash flow 2025A$51M
Bought back its own shares–
Paid as dividendsA$37M
Cash vs. debtA$57M vs. A$424M
Credit Corp Group vs. similar companies
Credit Corp Group grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from A$100 of sales | Sales growth a year | Price per A$1 of profit |
|---|---|---|---|
| Credit Corp Group | 11.3× · Cheap | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 19.8× · Fair price | ||
 Capital One Financial | 47.8× · Expensive |
AI analysis
An AI analyst reads Credit Corp Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 384 | 418 | 378 | 474 | |
| 384 | 418 | 378 | 474 | |
| 121 | 90 | 1 | 98 | |
| 159 | 157 | 109 | 178 | |
| 101 | 91 | 51 | 94 | |
| 1.49 | 1.32 | 0.74 | 1.37 | |
| 100.0% | 100.0% | 100.0% | 100.0% | |
| 31.5% | 21.5% | 0.1% | 20.7% | |
| 26.2% | 21.8% | 13.4% | 19.9% |
Balance sheet
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 975 | 1,249 | 1,324 | 1,398 |
| Cash | 30 | 66 | 35 | 57 |
| Total debt | 158 | 342 | 412 | 424 |
| Total liabilities | 234 | 431 | 499 | 508 |
| 741 | 817 | 825 | 890 | |
| 68 | 69 | 69 | 69 | |
| 11.5% | 8.8% | 5.6% | 9.0% | |
| 13.6% | 11.2% | 6.1% | 10.6% |
Cash flow
| In millions of AUD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 4 | 1 | 1 | 1 | |
| -104 | -85 | -50 | 51 | |
| Dividends paid | 50 | 40 | 42 | 37 |
| – | – | – | – | |
| – | – | – | – |
Valuation
- 11.3×
- –
- –
- 0.9×
- 2.2×
- 20.9×
- 8.0×
- 4.8%
- 8.8%
- 3.5%
Profitability
- 100.0%
- 20.7%
- 19.9%
- –
- 9.0%
- 8.7%
- –
- –
- –
- –
Growth
- +7.3%
- −2.7%
- –
- –
- +0.5%
Financial health
- 2.1×
- 0.48
- –
- 4.7×
- 6.91
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 27%of 854
Bottom 45%of 733
Top 35%of 876
Bottom 46%of 878
Bottom 42%of 929
3.5%of the share price, paid each year
On $1,000 invested$35a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
39.8% of its profit
Room to growStretchedMore than it earns: 73.3%
News
Bitcoin Is Slumping, but Michael Saylor Says Strategy Can Create $10 Billion to $30 Billion in "Digital Credit"Yahoo Finance · Nov 14, 2026Nvidia’s Interim CEO Pushed Back on a “$250 Billion Credit Backstop” for OpenAI. Oracle Has the Most at StakeYahoo Finance · Nov 14, 2026From living in his car to a 756 credit score: How one veteran rebuilt his financesMarketWatch · Nov 13, 2026Verrica outlines YCANTH common warts data readouts in Q1 2027 and mid-2027 following $15M credit facility unlockSeeking Alpha · Nov 13, 2026Investcorp Credit Management BDC GAAP EPS of -$0.33, TII of $3.14MSeeking Alpha · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
56No pass
Benjamin Graham
92Pass
Philip Fisher
55No pass
Peter Lynch
37No pass
Joel Greenblatt
52No pass
Charlie Munger
49No pass
Terry Smith
38No pass
Questions about Credit Corp Group
Is Credit Corp Group a good stock to buy?
A solid business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Credit Corp Group AI analysis
What does Credit Corp Group do?
Credit Corp Group Limited engages in the provision of debt ledger purchasing, collection, and consumer lending services. It is in Credit Services, based in Sydney, NSW, Australia, with 1,992 employees.
Does Credit Corp Group pay a dividend?
Yes. At today's price the dividend is 3.5% a year, about 40% of its yearly profit. In 2025 it paid out A$37.4 million in dividends.
Is Credit Corp Group stock halal?
No. Credit Corp Group does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Credit Corp Group stock done over the past year?
Up 12.6% over the past twelve months, to A$15.65. It traded between A$9.63 and A$15.82, close to its high.
Who are Credit Corp Group's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with Credit Corp Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.