profit from every $100 of sales.
$0$100
FirstCash Holdings
$184.70+1.66% today
+16.9% in 1 year
1-year low $148.051-year high $236.43
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $23.98 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What FirstCash Holdings sold, what it kept, and what it did with the cash.
Sales went from $2.73 billion in 2022 to $3.66 billion in 2025, with $330 million of profit last year.
SalesProfit
FirstCash Holdings handed back 35% of the cash it generated last year.
Buybacks $116M$71M
Free cash flow 2025$531M
Bought back its own shares$116M
Paid as dividends$71M
Cash vs. debt$125M vs. $2.6B
FirstCash Holdings vs. similar companies
FirstCash Holdings grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| FirstCash Holdings | 24.0× · Fair price | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 19.8× · Fair price | ||
 Capital One Financial | 47.8× · Expensive |
Compare FirstCash Holdings with The RealReal
AI analysis
An AI analyst reads FirstCash Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 1,631 | 1,699 | 2,729 | 3,152 | 3,389 | 3,661 | |
| 911 | 919 | 1,265 | 1,507 | 1,630 | 1,841 | |
| – | – | 284 | 384 | 446 | 562 | |
| – | – | 852 | 907 | 986 | 1,000 | |
| 107 | 125 | 253 | 219 | 259 | 330 | |
| 2.56 | 3.04 | 5.36 | 4.80 | 5.73 | 7.42 | |
| 55.9% | 54.1% | 46.3% | 47.8% | 48.1% | 50.3% | |
| – | – | 10.4% | 12.2% | 13.2% | 15.4% | |
| 6.5% | 7.4% | 9.3% | 7.0% | 7.6% | 9.0% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 2,372 | 3,836 | 3,905 | 4,290 | 4,477 | 5,301 |
| Cash | 66 | 120 | 117 | 127 | 175 | 125 |
| Total debt | 899 | 1,587 | 1,671 | 1,923 | 2,050 | 2,569 |
| Total liabilities | 1,088 | 2,028 | 2,025 | 2,293 | 2,423 | 3,024 |
| 1,284 | 1,808 | 1,880 | 1,996 | 2,054 | 2,277 | |
| 42 | 41 | 47 | 46 | 45 | 45 | |
| 6.3% | 4.6% | 8.8% | 7.8% | 8.6% | 9.3% | |
| 8.3% | 6.9% | 13.5% | 11.0% | 12.6% | 14.5% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 222 | 223 | 469 | 416 | 540 | 586 | |
| 38 | 42 | 36 | 60 | 68 | 55 | |
| 185 | 181 | 434 | 356 | 472 | 531 | |
| Dividends paid | 45 | 48 | 60 | 62 | 66 | 71 |
| 107 | 50 | 158 | 114 | 85 | 116 | |
| 3 | 5 | 11 | 14 | 15 | 20 |
Valuation
- 24.0×
- 17.2×
- 1.01
- 3.5×
- 2.2×
- 14.9×
- 10.4×
- 6.7%
- 4.2%
- 0.7%
Profitability
- 50.3%
- 15.4%
- 9.0%
- 26.7%
- 9.5%
- 8.8%
- 15.9%
- 6.6%
- 12.1%
- –
Growth
- +17.5%
- +23.7%
- −0.6%
- +8.2%
- −2.0%
Financial health
- 2.4×
- 1.13
- 48.7%
- 4.7×
- 4.55
- 3.42
- 0.72
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 26%of 852
Bottom 33%of 733
Bottom 21%of 863
Top 27%of 860
Top 47%of 920
What analysts expect
- Average price target
- $252.00
- Range
- $252.00 – $252.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 2.69 | 2.33 | +15.5% |
| Feb 5, 2026 | 2.64 | 2.54 | +3.9% |
| Oct 30, 2025 | 2.26 | 1.94 | +16.5% |
| Jul 24, 2025 | 1.79 | 1.66 | +7.8% |
| Apr 24, 2025 | 2.07 | 1.74 | +19.0% |
| Jan 30, 2025 | 2.12 | 2.02 | +5.0% |
| Oct 24, 2024 | 1.67 | 1.62 | +3.1% |
| Jul 25, 2024 | 1.37 | 1.32 | +3.8% |
0.7%of the share price, paid each year
On $1,000 invested$7a year at today's yield, before tax
+8.2%2020 to 2025
Raised9 yearsin a row, in our data
Paid per share, each year
$0.57 in 2016 → $1.60 in 2025
How safe it looks
21.5% of its profit
Room to growStretchedMore than it earns: 13.3%
News
Is Media Scrutiny of FCFS’s Pawn and Lending Mix Altering The Investment Case For FirstCash Holdings (FCFS)?Yahoo Finance · Oct 11, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
54No pass
Philip Fisher
73Pass
Peter Lynch
74Pass
Joel Greenblatt
29No pass
Charlie Munger
45No pass
Terry Smith
50No pass
Questions about FirstCash Holdings
Is FirstCash Holdings a good stock to buy?
A solid business at a fair price. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the FirstCash Holdings AI analysis
What does FirstCash Holdings do?
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. It is in Credit Services, based in Fort Worth, TX, United States.
Does FirstCash Holdings pay a dividend?
Yes. At today's price the dividend is 0.7% a year, about 21% of its yearly profit. In 2025 it paid out $70.9 million in dividends.
Is FirstCash Holdings stock halal?
No. FirstCash Holdings does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has FirstCash Holdings stock done over the past year?
Up 16.9% over the past twelve months, to $184.70. It traded between $148.05 and $236.43 and is 21.9% below its high.
Who are FirstCash Holdings's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with FirstCash Holdings's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.