profit from every €100 of sales.
€0€100
flatexDEGIRO
€22.74+0.62% today
-37.1% since Dec 21, 25
1-year low €22.341-year high €42.00
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €15.17 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What flatexDEGIRO sold, what it kept, and what it did with the cash.
Sales went from €344 million in 2022 to €542 million in 2025, with €160 million of profit last year.
SalesProfit
flatexDEGIRO handed back 17% of the cash it generated last year.
Buybacks €22M
Free cash flow 2025€160M
Bought back its own shares€22M
Paid as dividends€4M
Cash vs. debt€4.4B vs. €124M
flatexDEGIRO vs. similar companies
flatexDEGIRO grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| flatexDEGIRO | 15.2× · Fair price | ||
 Morgan Stanley | 17.7× · Fair price | ||
 The Goldman Sachs Group | 15.4× · Fair price | ||
 The Charles Schwab | 18.1× · Fair price | ||
 Interactive Brokers Group | 141.6× · Very expensive |
AI analysis
An AI analyst reads flatexDEGIRO's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 344 | 371 | 463 | 542 | |
| 228 | 244 | 311 | 387 | |
| 162 | 114 | 171 | 231 | |
| 182 | 140 | 200 | 265 | |
| 106 | 72 | 112 | 160 | |
| 0.97 | 0.65 | 1.02 | – | |
| 66.4% | 65.7% | 67.2% | 71.4% | |
| 47.1% | 30.6% | 37.0% | 42.5% | |
| 30.9% | 19.4% | 24.1% | 29.6% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 4,095 | 4,540 | 5,400 | 7,438 |
| Cash | 2,227 | 2,711 | 3,313 | 4,418 |
| Total debt | 125 | 113 | 160 | 124 |
| Total liabilities | 3,487 | 3,866 | 4,646 | 6,544 |
| 608 | 674 | 755 | 894 | |
| 110 | 110 | 110 | – | |
| 14.5% | 9.4% | 12.2% | 15.4% | |
| 17.5% | 10.7% | 14.8% | 17.9% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 666 | 63 | 169 | 209 | |
| 49 | 46 | 48 | 49 | |
| 616 | 17 | 121 | 160 | |
| Dividends paid | – | – | 4 | 4 |
| – | 0 | 29 | 22 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.2×
- –
- –
- 4.8×
- 4.5×
- 6.6%
- 0.2%
Profitability
- 29.6%
- 12.2%
- 11.1%
- –
- –
Growth
- +16.4%
- –
- –
- −0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 18%of 852
Top 17%of 733
Bottom 44%of 863
Top 28%of 860
Top 47%of 920
0.2%of the share price, paid each year
On $1,000 invested$2a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
2.7% of its profit
Room to growStretchedMore than it earns: 2.7%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
74Pass
Benjamin Graham
54No pass
Philip Fisher
77Pass
Peter Lynch
83Pass
Joel Greenblatt
25No pass
Charlie Munger
67Pass
Terry Smith
66Pass
Questions about flatexDEGIRO
Is flatexDEGIRO a good stock to buy?
A strong, very profitable business at a fair price. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the flatexDEGIRO AI analysis
What does flatexDEGIRO do?
flatexDEGIRO SE, together with its subsidiaries, provides online brokerage and IT solutions for banking and securities in Europe. The company operates through two segments, flatex and DEGIRO. It is in Capital Markets, based in Frankfurt am Main, Germany, with 1,200 employees.
Does flatexDEGIRO pay a dividend?
Yes. At today's price the dividend is 0.2% a year, about 3% of its yearly profit. In 2025 it paid out €4.30 million in dividends.
Is flatexDEGIRO stock halal?
No. flatexDEGIRO does not pass our halal screen: its cash and confirmed interest-bearing investments are 183% of its market value, at or above the 33% limit. How we check
Who are flatexDEGIRO's competitors?
The largest listed companies in the same industry are Morgan Stanley, The Goldman Sachs Group, The Charles Schwab and Interactive Brokers Group. The peers table on this page compares their profit, growth and price with flatexDEGIRO's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.