profit from every ₹100 of sales.
₹0₹100
General Insurance Corporation of India
₹337.75-0.35% today
-10.6% in 1 year
1-year low ₹308.951-year high ₹409.45
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹6.13 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What General Insurance Corporation of India sold, what it kept, and what it did with the cash.
Sales went from ₹483 billion in 2023 to ₹539 billion in 2026, with ₹96.6 billion of profit last year.
SalesProfit
General Insurance Corporation of India vs. similar companies
General Insurance Corporation of India grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| General Insurance Corporation of India | 6.1× · Cheap | ||
 Swiss Re | 11.4× · Cheap | ||
 Hannover Rück | 13.7× · Cheap | ||
 Reinsurance Group of America | 15.1× · Fair price | ||
 Everest Re Group | 9.9× · Cheap |
AI analysis
An AI analyst reads General Insurance Corporation of India's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 483,422 | 465,496 | 496,789 | 538,551 | |
| – | – | – | – | |
| – | – | – | – | |
| 81,216 | 80,206 | 91,900 | – | |
| 69,073 | 66,858 | 74,318 | 96,624 | |
| 39.37 | 38.11 | 42.36 | 55.08 | |
| – | – | – | – | |
| – | – | – | – | |
| 14.3% | 14.4% | 15.0% | 17.9% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 1,627,307 | 1,844,523 | 1,947,694 | 2,057,328 |
| Cash | 237,024 | 248,552 | 252,796 | 284,889 |
| Total debt | – | – | – | – |
| Total liabilities | 1,175,460 | 1,291,958 | 1,332,697 | 1,352,520 |
| 451,847 | 552,566 | 614,997 | 704,808 | |
| 1,754 | 1,754 | 1,754 | 1,754 | |
| 14.2% | 11.5% | 11.8% | – | |
| 15.3% | 12.1% | 12.1% | 13.7% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 117,222 | 111,445 | – | – | |
| 1,341 | 57 | 254 | 138 | |
| 115,882 | -2,174 | 19,508 | 4,527 | |
| Dividends paid | 3,947 | 12,632 | – | – |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 6.1×
- –
- 0.52
- 0.9×
- 1.1×
- 16.3%
- –
Profitability
- 17.9%
- –
- 11.8%
- –
- –
Growth
- +3.7%
- +11.8%
- –
- −0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 12%of 881
Bottom 32%of 880
Bottom 34%of 926
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about General Insurance Corporation of India
Is General Insurance Corporation of India a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the General Insurance Corporation of India AI analysis
What does General Insurance Corporation of India do?
General Insurance Corporation of India provides reinsurance services in India and internationally. It is in Insurance - Reinsurance, based in Mumbai, India.
Is General Insurance Corporation of India stock halal?
No. General Insurance Corporation of India does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has General Insurance Corporation of India stock done over the past year?
Down 10.6% over the past twelve months, to ₹337.75. It traded between ₹308.95 and ₹409.45 and is 17.5% below its high.
Who are General Insurance Corporation of India's competitors?
The largest listed companies in the same industry are Swiss Re, Hannover Rück, Reinsurance Group of America and Everest Re Group. The peers table on this page compares their profit, growth and price with General Insurance Corporation of India's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.