profit from every $100 of sales.
$0$100
High Templar Tech
$1.62-1.82% today
-66.2% in 1 year
1-year low $1.621-year high $4.91
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $2.37 for every $1 of profit it makes in a year.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What High Templar Tech sold, what it kept, and what it did with the cash.
Sales went from CN¥577 million in 2022 to CN¥41.0 million in 2025, with CN¥709 million of profit last year.
SalesProfit
High Templar Tech handed back 53% of the cash it generated last year.
Buybacks CN¥301M
Free cash flow 2025CN¥570M
Bought back its own sharesCN¥301M
Paid as dividends–
Cash vs. debtCN¥5.5B vs. CN¥1.6B
High Templar Tech vs. similar companies
High Templar Tech grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| High Templar Tech | 2.4× · Cheap | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 19.8× · Fair price | ||
 Capital One Financial | 47.8× · Expensive |
AI analysis
An AI analyst reads High Templar Tech's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 577 | 126 | 216 | 41 | |
| 194 | -34 | 15 | 3 | |
| -61 | -325 | -307 | -344 | |
| -202 | -284 | -251 | -277 | |
| -362 | 39 | 92 | 709 | |
| -1.47 | 0.18 | 0.49 | 4.25 | |
| 33.7% | -26.7% | 7.1% | 7.1% | |
| -10.5% | -257.4% | -141.7% | -840.1% | |
| -62.7% | 31.0% | 42.4% | 1,729.9% |
Balance sheet
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 12,746 | 12,482 | 12,464 | 13,613 |
| Cash | 3,486 | 7,207 | 4,263 | 5,532 |
| Total debt | 152 | 70 | 787 | 1,581 |
| Total liabilities | 704 | 794 | 1,173 | 1,981 |
| 12,043 | 11,688 | 11,291 | 11,632 | |
| 246 | 220 | 188 | 167 | |
| -1.7% | -2.2% | -2.0% | -2.1% | |
| -3.0% | 0.3% | 0.8% | 6.1% |
Cash flow
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 261 | 352 | -111 | 687 | |
| 274 | 565 | 318 | 117 | |
| -13 | -213 | -429 | 570 | |
| Dividends paid | 0 | 0 | – | – |
| 146 | 421 | 533 | 301 | |
| 24 | 5 | 2 | 0 |
Valuation
- 2.4×
- –
- –
- 0.2×
- 40.9×
- 2.9×
- –
- 34.0%
- 42.3%
- 0.0%
Profitability
- 7.1%
- -840.1%
- 1,729.9%
- -769.4%
- -2.1%
- -2.0%
- 6.1%
- 5.2%
- -3.0%
- 86.7%
Growth
- −58.6%
- –
- +233.0%
- –
- −12.1%
Financial health
- -14.2×
- 0.14
- 11.6%
- –
- 5.75
- 6.22
- 0.00
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 5%of 848
Top 1%of 880
Bottom 2%of 878
Top 5%of 932
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Mar 11, 2026 | -0.15 | 0.29 | −152.3% |
| Nov 24, 2025 | 0.35 | – | – |
| Aug 13, 2025 | 0.26 | – | – |
| May 30, 2025 | 0.12 | – | – |
| Mar 20, 2025 | -0.05 | – | – |
| Nov 22, 2024 | 0.10 | – | – |
| Sep 6, 2024 | 0.07 | – | – |
| Mar 18, 2024 | -0.08 | – | – |
News
Home heating oil price declines from October high but still up 59% YoYSeeking Alpha · Nov 14, 2026Coca-Cola prints a new all-time high as the 'boring cash machine' rolls onSeeking Alpha · Nov 13, 2026Nebius Plummeted 33% in 3 Months: High Target Price Predicting 220% Gains Holds Steady Ahead of Q3 Earnings as Firm Avoids Nvidia EntanglementYahoo Finance · Nov 13, 20261 Reason to Still Avoid Wendy's Stock, Even Though It's 10% Below Its 52-Week HighYahoo Finance · Nov 13, 2026Sansan And 2 High Growth Insider Stocks To WatchYahoo Finance · Nov 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
48No pass
Benjamin Graham
86Pass
Philip Fisher
50No pass
Peter Lynch
97Pass
Joel Greenblatt
35No pass
Charlie Munger
44No pass
Terry Smith
41No pass
Questions about High Templar Tech
Is High Templar Tech a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the High Templar Tech AI analysis
What does High Templar Tech do?
High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services. It is in Credit Services.
Does High Templar Tech pay a dividend?
No. High Templar Tech does not pay a dividend at the moment; in 2025 it returned $301 million to shareholders by buying back its own shares.
Is High Templar Tech stock halal?
No. High Templar Tech does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has High Templar Tech stock done over the past year?
Down 66.2% over the past twelve months, to $1.62. It traded between $1.62 and $4.91 and is 67.0% below its high.
Who are High Templar Tech's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with High Templar Tech's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.