profit from every ₹100 of sales.
₹0₹100
Housing and Urban Development
₹167.00-2.02% today
-19.3% in 1 year
1-year low ₹143.071-year high ₹231.98
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹8.29 for every ₹1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Housing and Urban Development sold, what it kept, and what it did with the cash.
Sales went from ₹25.8 billion in 2023 to ₹34.6 billion in 2026, with ₹40.3 billion of profit last year.
SalesProfit
Housing and Urban Development vs. similar companies
Housing and Urban Development grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Housing and Urban Development | 8.3× · Cheap | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 19.8× · Fair price | ||
 Capital One Financial | 47.8× · Expensive |
AI analysis
An AI analyst reads Housing and Urban Development's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 25,767 | 29,765 | 35,983 | 34,565 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 17,014 | 21,167 | 27,091 | 40,344 | |
| 8.50 | 10.57 | 13.53 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 66.0% | 71.1% | 75.3% | 116.7% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 809,693 | 934,223 | 1,284,957 | 1,668,389 |
| Cash | 143 | 2,506 | 60 | 2,262 |
| Total debt | 629,073 | 740,034 | 1,073,049 | 1,416,770 |
| Total liabilities | 655,257 | 768,093 | 1,105,272 | 1,448,634 |
| 154,436 | 166,130 | 179,685 | 219,755 | |
| 2,002 | 2,002 | 2,002 | – | |
| – | – | – | – | |
| 11.0% | 12.7% | 15.1% | 18.4% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -8,507 | -102,867 | -314,206 | -339,122 | |
| 23 | 42 | 217 | 216 | |
| -8,529 | -102,909 | -314,423 | -339,338 | |
| Dividends paid | 7,007 | 9,209 | 11,476 | 10,620 |
| – | – | – | – | |
| – | – | – | – |
Valuation
- 8.3×
- –
- –
- 1.9×
- 9.7×
- –
- –
- -101.5%
- 12.1%
- 3.2%
Profitability
- –
- –
- 116.7%
- –
- –
- –
- –
- –
- –
- –
Growth
- +10.3%
- –
- –
- –
- +0.0%
Financial health
- –
- 6.45
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 19%of 880
Top 42%of 878
3.2%of the share price, paid each year
On $1,000 invested$32a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
26.3% of its profit
Room to growStretchedMore than it earnsNews
New York City needs 700,000 new homes to ease housing shortage, report findsSeeking Alpha · Nov 10, 2026Ventas Q3 earnings, revenue beat on senior housing organic growthSeeking Alpha · Oct 27, 2026Wedbush assumes coverage of five housing-related stocks after recent underperformanceSeeking Alpha · Oct 22, 2026It’s a rough housing market. Goldman Sachs expects it to get worse.MarketWatch · Oct 20, 2026Meet the baby chasers — they’re transforming the housing market and solving the childcare crisisMarketWatch · Oct 15, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Housing and Urban Development
Is Housing and Urban Development a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Housing and Urban Development AI analysis
What does Housing and Urban Development do?
Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. It is in Credit Services, based in New Delhi, India.
Does Housing and Urban Development pay a dividend?
Yes. At today's price the dividend is 3.2% a year, about 26% of its yearly profit. In 2026 it paid out ₹10.6 billion in dividends.
Is Housing and Urban Development stock halal?
No. Housing and Urban Development does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Housing and Urban Development stock done over the past year?
Down 19.3% over the past twelve months, to ₹167.00. It traded between ₹143.07 and ₹231.98 and is 28.0% below its high.
Who are Housing and Urban Development's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with Housing and Urban Development's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.