profit from every €100 of sales.
€0€100
Banca IFIS
€10.01-1.18% today
-58.5% in 1 year
1-year low €9.931-year high €27.54
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €2.08 for every €1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Banca IFIS sold, what it kept, and what it did with the cash.
Sales went from $569 million in 2022 to $717 million in 2025, with $328 million of profit last year.
SalesProfit
Banca IFIS handed back more cash to shareholders than it generated last year.
$123M
Free cash flow 2025$20M
Bought back its own shares–
Paid as dividends$123M
Cash vs. debt$840M vs. $4.4B
Banca IFIS vs. similar companies
Banca IFIS grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Banca IFIS | 2.1× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS | 19.0× · Fair price | ||
 UniCredit | 10.0× · Cheap | ||
 Mizuho Financial Group | 15.0× · Cheap |
AI analysis
Italian regional lender with cheap book valuation and weak share performance
Read the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 569 | 599 | 607 | 717 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 141 | 160 | 162 | 328 | |
| 2.68 | 3.05 | 3.07 | 5.37 | |
| – | – | – | – | |
| – | – | – | – | |
| 24.8% | 26.7% | 26.6% | 45.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 13,262 | 14,051 | 13,826 | 21,648 |
| Cash | 610 | 884 | 579 | 840 |
| Total debt | 2,740 | 3,756 | 3,669 | 4,429 |
| Total liabilities | 11,665 | 12,358 | 12,078 | 19,508 |
| 1,585 | 1,679 | 1,732 | 2,120 | |
| 53 | 52 | 53 | 61 | |
| – | – | – | – | |
| 8.9% | 9.5% | 9.3% | 15.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 400 | 445 | -192 | 88 | |
| 18 | 45 | 51 | 69 | |
| 382 | 401 | -242 | 20 | |
| Dividends paid | 102 | 85 | 110 | 123 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 2.1×
- –
- 0.08
- 0.6×
- 1.0×
- 48.0%
- –
Profitability
- 45.7%
- –
- –
- –
- –
Growth
- +8.0%
- +26.1%
- –
- +5.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 1%of 916
Bottom 44%of 938
Bottom 46%of 921
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Prices: daily closes to Oct 30, 2026. Fundamentals: company reports via invest-like data. invest-like is an educational tool and not investment advice.