profit from every ₹100 of sales.

IFCI
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
You pay ₹91.79 for every ₹1 of profit it makes in a year.
of earnings would pay off all its debt.
Money in, money out
What IFCI sold, what it kept, and what it did with the cash.
Sales went from ₹9.75 billion in 2023 to ₹16.1 billion in 2026, with ₹1.81 billion of profit last year.
IFCI handed back 67% of the cash it generated last year.
IFCI vs. similar companies
IFCI grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
IFCI | 91.8× · Very expensive | ||
Visa | 33.5× · Expensive | ||
Mastercard | 38.2× · Expensive | ||
American Express | 20.1× · Fair price | ||
Capital One Financial | 48.7× · Expensive |
AI analysis
An AI analyst reads IFCI's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 9,750 | 14,453 | 14,211 | 16,077 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -2,078 | 1,037 | 1,710 | 1,809 | |
| -0.95 | 0.42 | 0.65 | – | |
| – | – | – | – | |
| – | – | – | – | |
| -21.3% | 7.2% | 12.0% | 11.3% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 169,387 | 189,176 | 257,238 | 265,704 |
| Cash | 38,767 | 55,427 | 55,154 | 71,021 |
| Total debt | 60,201 | 53,676 | 37,135 | 35,230 |
| Total liabilities | 102,694 | 112,378 | 106,446 | 110,658 |
| 37,672 | 45,347 | 86,908 | 89,444 | |
| 2,196 | 2,468 | 2,631 | – | |
| – | – | – | – | |
| -5.5% | 2.3% | 2.0% | 2.0% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -3,356 | 119 | -9,837 | 2,797 | |
| 656 | 440 | 469 | 591 | |
| -4,011 | -322 | -10,306 | 2,207 | |
| Dividends paid | 350 | 717 | 847 | 1,486 |
| 0 | 0 | 0 | – | |
| – | – | – | – |
Valuation
- 91.8×
- –
- –
- 2.1×
- 10.3×
- 75.2×
- –
- 1.3%
- 1.1%
- 0.9%
Profitability
- –
- –
- 11.3%
- –
- –
- –
- –
- –
- –
- –
Growth
- +18.1%
- –
- –
- –
- +7.8%
Financial health
- –
- 0.39
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
How safe it looks
82.2% of its profit
Room to growStretchedMore than it earns: 67.4%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about IFCI
Is IFCI a good stock to buy?
A solid business, priced as if everything goes right. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the IFCI AI analysis
What does IFCI do?
IFCI Limited provides non-banking financial services to the public sector in India. It is in Credit Services, based in New Delhi, India, with 117 employees.
Does IFCI pay a dividend?
Yes. At today's price the dividend is 0.9% a year, about 82% of its yearly profit. In 2026 it paid out ₹1.49 billion in dividends.
Is IFCI stock halal?
No. IFCI does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has IFCI stock done over the past year?
Up 12.6% over the past twelve months, to ₹61.62. It traded between ₹46.81 and ₹102.62 and is 40.0% below its high.
Who are IFCI's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with IFCI's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.



