profit from every ₹100 of sales.
₹0₹100
IIFL Finance
₹627.00-0.44% today
+9.0% since Dec 15, 25
1-year low ₹419.351-year high ₹696.40
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹16.12 for every ₹1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What IIFL Finance sold, what it kept, and what it did with the cash.
Sales went from ₹52.1 billion in 2023 to ₹76.6 billion in 2026, with ₹16.6 billion of profit last year.
SalesProfit
IIFL Finance vs. similar companies
IIFL Finance grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| IIFL Finance | 16.1× · Fair price | ||
 Visa | 33.5× · Expensive | ||
 Mastercard | 38.2× · Expensive | ||
 American Express | 20.1× · Fair price | ||
 Capital One Financial | 48.7× · Expensive |
AI analysis
An AI analyst reads IIFL Finance's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 52,051 | 62,699 | 57,550 | 76,565 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 15,003 | 17,635 | 3,788 | 16,608 | |
| 38.05 | 45.71 | 8.73 | 38.75 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.8% | 28.1% | 6.6% | 21.7% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 530,028 | 624,044 | 676,442 | 890,590 |
| Cash | 39,511 | 26,286 | 22,909 | 63,735 |
| Total debt | 400,174 | 471,357 | 515,334 | 696,981 |
| Total liabilities | 428,007 | 503,479 | 536,892 | 734,400 |
| 89,921 | 106,370 | 124,122 | 139,200 | |
| 394 | 386 | 434 | 429 | |
| – | – | – | – | |
| 16.7% | 16.6% | 3.1% | 11.9% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -52,254 | -87,158 | -47,808 | -139,760 | |
| 2,611 | 1,304 | 607 | 811 | |
| -54,865 | -88,463 | -48,415 | -140,571 | |
| Dividends paid | 1,736 | 1,822 | – | 1,997 |
| – | – | – | – | |
| -19 | 596 | 1,085 | 244 |
Valuation
- 16.1×
- –
- 26.63
- 1.5×
- 3.5×
- –
- –
- -52.5%
- 6.2%
- 0.7%
Profitability
- –
- –
- 21.7%
- –
- –
- –
- –
- –
- –
- –
Growth
- +13.7%
- +0.6%
- –
- –
- +2.8%
Financial health
- –
- 5.01
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 39%of 866
Top 32%of 862
Bottom 1%of 921
0.7%of the share price, paid each year
On $1,000 invested$7a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
12.0% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about IIFL Finance
Is IIFL Finance a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the IIFL Finance AI analysis
What does IIFL Finance do?
IIFL Finance Limited, a non-banking financial company, provides financial services in India and internationally. It is in Credit Services, based in Mumbai, India.
Does IIFL Finance pay a dividend?
Yes. At today's price the dividend is 0.7% a year, about 12% of its yearly profit. In 2026 it paid out ₹2.00 billion in dividends.
Is IIFL Finance stock halal?
No. IIFL Finance does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
Who are IIFL Finance's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with IIFL Finance's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.