profit from every R$100 of sales.
R$0R$100
IRB-Brasil Resseguros
R$58.49+0.83% today
+24.0% in 1 year
1-year low R$46.251-year high R$71.12
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2024 to 2025.
0%20% a year
You pay R$12.14 for every R$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What IRB-Brasil Resseguros sold, what it kept, and what it did with the cash.
Sales went from -R$1.35 billion in 2022 to R$1.24 billion in 2025, with R$391 million of profit last year.
SalesProfit
IRB-Brasil Resseguros handed back 6% of the cash it generated last year.
Buybacks R$12M
Free cash flow 2025R$210M
Bought back its own sharesR$12M
Paid as dividends–
Cash vs. debtR$11M vs. R$277M
IRB-Brasil Resseguros vs. similar companies
IRB-Brasil Resseguros grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from R$100 of sales | Sales growth a year | Price per R$1 of profit |
|---|---|---|---|
| IRB-Brasil Resseguros | 12.1× · Cheap | ||
 Swiss Re | 11.4× · Cheap | ||
 Hannover Rück | 13.3× · Cheap | ||
 Reinsurance Group of America | 14.7× · Cheap | ||
 Everest Re Group | 9.6× · Cheap |
AI analysis
An AI analyst reads IRB-Brasil Resseguros's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,354 | -326 | 1,448 | 1,238 | |
| – | – | – | – | |
| – | – | – | – | |
| -533 | -194 | 2,669 | – | |
| -421 | -124 | 806 | 391 | |
| -10.06 | -1.51 | 9.85 | 4.78 | |
| – | – | – | – | |
| – | – | – | – | |
| 31.1% | 38.0% | 55.7% | 31.6% |
Balance sheet
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 16,436 | 15,486 | 16,447 | 15,644 |
| Cash | 18 | 20 | 19 | 11 |
| Total debt | 908 | 571 | 511 | 277 |
| Total liabilities | 12,095 | 11,229 | 11,521 | 10,361 |
| 4,341 | 4,257 | 4,926 | 5,283 | |
| 82 | 82 | 82 | 82 | |
| -7.3% | -3.4% | 31.2% | – | |
| -9.7% | -2.9% | 16.4% | 7.4% |
Cash flow
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,235 | 491 | 149 | 251 | |
| 61 | 88 | 90 | 40 | |
| -1,296 | 402 | 59 | 210 | |
| Dividends paid | 0 | – | – | – |
| – | 0 | 0 | 12 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.1×
- –
- –
- 0.8×
- 3.8×
- 8.2%
- –
Profitability
- 31.6%
- –
- 6.8%
- –
- –
Growth
- −14.5%
- −51.5%
- –
- −0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 39%of 866
Bottom 9%of 862
Bottom 41%of 921
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about IRB-Brasil Resseguros
Is IRB-Brasil Resseguros a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the IRB-Brasil Resseguros AI analysis
What does IRB-Brasil Resseguros do?
IRB-Brasil Resseguros S.A. provides reinsurance solutions in Brazil and internationally. It offers reinsurance solutions for casualty, cargo and marine, agricultural risks, property, life and health, oil and gas, financial lines, surety, and mortgage. It is in Insurance - Reinsurance, based in Rio de Janeiro, RJ, Brazil, with 328 employees.
Is IRB-Brasil Resseguros stock halal?
No. IRB-Brasil Resseguros does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has IRB-Brasil Resseguros stock done over the past year?
Up 24.0% over the past twelve months, to R$58.49. It traded between R$46.25 and R$71.12 and is 17.8% below its high.
Who are IRB-Brasil Resseguros's competitors?
The largest listed companies in the same industry are Swiss Re, Hannover Rück, Reinsurance Group of America and Everest Re Group. The peers table on this page compares their profit, growth and price with IRB-Brasil Resseguros's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.