profit from every €100 of sales.
€0€100
Mapfre
€4.24+1.48% today
-1.7% since Dec 19, 25
1-year low €3.631-year high €4.57
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €11.50 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Mapfre sold, what it kept, and what it did with the cash.
Sales went from €21.7 billion in 2022 to €26.4 billion in 2025, with €1.13 billion of profit last year.
SalesProfit
Mapfre handed back 86% of the cash it generated last year.
€1.2B
Free cash flow 2025€1.4B
Bought back its own shares€40M
Paid as dividends€1.2B
Mapfre vs. similar companies
Mapfre grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Mapfre | 11.5× · Cheap | ||
 Allianz | 16.3× · Fair price | ||
 Zurich Insurance Group | 17.0× · Fair price | ||
 AXA SA | 9.8× · Cheap | ||
 Assicurazioni Generali | 16.1× · Fair price |
AI analysis
An AI analyst reads Mapfre's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 21,671 | 25,640 | 25,833 | 26,355 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 564 | 677 | 968 | 1,133 | |
| 0.19 | 0.22 | 0.32 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 2.6% | 2.6% | 3.7% | 4.3% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 52,197 | 54,947 | 56,707 | 58,513 |
| Cash | – | – | – | – |
| Total debt | 3,252 | 3,052 | 2,673 | 2,980 |
| Total liabilities | 43,328 | 45,291 | 46,721 | 47,998 |
| 7,797 | 8,467 | 8,889 | 9,410 | |
| 3,055 | 3,064 | 3,067 | – | |
| – | – | – | – | |
| 7.2% | 8.0% | 10.9% | 12.0% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 230 | 218 | 287 | 217 | |
| 347 | 1,399 | 1,212 | 1,424 | |
| Dividends paid | 876 | 964 | 1,099 | 1,183 |
| 0 | 0 | 0 | 40 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.5×
- –
- –
- 1.3×
- 0.5×
- 8.7%
- 9.1%
Profitability
- 4.3%
- –
- –
- –
- –
Growth
- +6.7%
- –
- –
- +0.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 37%of 866
Bottom 45%of 867
Top 22%of 926
9.1%of the share price, paid each year
On $1,000 invested$91a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
104.5% of its profit
Room to growStretchedMore than it earns: 83.1%
News
The midterm election results are redrawing the map for AI data centersMarketWatch · Nov 4, 2026Selling the map, not the chips: How Gartner is cashing in on AIYahoo Finance · Oct 30, 2026Lake America? Trump’s Lake Ontario name change creates map mayhem for Apple and Google.MarketWatch · Sep 1, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Mapfre
Is Mapfre a good stock to buy?
A business with weak numbers, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Mapfre AI analysis
What does Mapfre do?
Mapfre, S.A., together with its subsidiaries, engages in insurance, reinsurance, and financial activities in Spain. It is in Insurance - Diversified, based in Majadahonda, Spain, with 30,846 employees.
Does Mapfre pay a dividend?
Yes. At today's price the dividend is 9.1% a year, about 104% of its yearly profit. In 2025 it paid out €1.18 billion in dividends.
Is Mapfre stock halal?
No. Mapfre does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
Who are Mapfre's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with Mapfre's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.