profit from every ₹100 of sales.
₹0₹100
Muthoot Finance
₹2,917.60+2.19% today
-24.3% since Dec 15, 25
1-year low ₹2,373.001-year high ₹4,091.70
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹11.06 for every ₹1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Muthoot Finance sold, what it kept, and what it did with the cash.
Sales went from ₹77.1 billion in 2023 to ₹203 billion in 2026, with ₹106 billion of profit last year.
SalesProfit
Muthoot Finance vs. similar companies
Muthoot Finance grows the fastest of these 5 and is the cheapest for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Muthoot Finance | 11.1× · Cheap | ||
 Visa | 33.6× · Expensive | ||
 Mastercard | 38.3× · Expensive | ||
 American Express | 20.0× · Fair price | ||
 Capital One Financial | 48.0× · Expensive |
AI analysis
An AI analyst reads Muthoot Finance's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 77,102 | 96,564 | 128,528 | 202,638 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 36,123 | 43,243 | 53,329 | 105,903 | |
| 89.98 | 107.71 | 132.83 | 263.79 | |
| – | – | – | – | |
| – | – | – | – | |
| 46.9% | 44.8% | 41.5% | 52.3% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 801,489 | 964,699 | 1,328,596 | 1,957,540 |
| Cash | 80,738 | 63,890 | 84,857 | 128,678 |
| Total debt | 555,061 | 677,418 | 988,153 | 1,510,264 |
| Total liabilities | 579,961 | 707,159 | 1,028,684 | 1,559,795 |
| 216,658 | 251,072 | 293,646 | 391,303 | |
| 401 | 401 | 401 | 401 | |
| – | – | – | – | |
| 16.7% | 17.2% | 18.2% | 27.1% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -28,041 | -136,055 | -265,249 | -473,927 | |
| 1,411 | 2,224 | 2,170 | 1,527 | |
| -29,452 | -138,279 | -267,419 | -475,454 | |
| Dividends paid | 8,032 | 8,844 | 9,648 | 10,441 |
| – | – | – | – | |
| 0 | – | – | – |
Valuation
- 11.1×
- –
- 0.26
- 3.0×
- 5.8×
- –
- –
- -40.6%
- 9.0%
- 0.9%
Profitability
- –
- –
- 52.3%
- –
- –
- –
- –
- –
- –
- –
Growth
- +38.0%
- +43.1%
- –
- –
- +0.0%
Financial health
- –
- 3.86
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 34%of 866
Top 12%of 867
Bottom 2%of 926
0.9%of the share price, paid each year
On $1,000 invested$9a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
9.9% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Muthoot Finance
Is Muthoot Finance a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Muthoot Finance AI analysis
What does Muthoot Finance do?
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. It is in Credit Services, based in Kochi, India, with 31,613 employees.
Does Muthoot Finance pay a dividend?
Yes. At today's price the dividend is 0.9% a year, about 10% of its yearly profit. In 2026 it paid out ₹10.4 billion in dividends.
Is Muthoot Finance stock halal?
No. Muthoot Finance does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
Who are Muthoot Finance's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with Muthoot Finance's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.