profit from every $100 of sales.
$0$100
Principal Financial Group
$113.55+0.51% today
+34.2% in 1 year
1-year low $81.011-year high $118.51
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $20.35 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Principal Financial Group sold, what it kept, and what it did with the cash.
Sales went from $17.5 billion in 2022 to $15.6 billion in 2025, with $1.19 billion of profit last year.
SalesProfit
Principal Financial Group handed back 36% of the cash it generated last year.
Buybacks $903M$684M
Free cash flow 2025$4.4B
Bought back its own shares$903M
Paid as dividends$684M
Cash vs. debt$4.4B vs. $4.0B
Principal Financial Group vs. similar companies
Principal Financial Group grows the slowest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Principal Financial Group | 20.3× · Fair price | ||
 Allianz | 16.6× · Fair price | ||
 Zurich Insurance Group | 17.2× · Fair price | ||
 AXA SA | 10.1× · Cheap | ||
 Assicurazioni Generali | 16.0× · Fair price |
Compare Principal Financial Group with Aflac
AI analysis
An AI analyst reads Principal Financial Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 14,742 | 14,428 | 17,536 | 13,666 | 16,128 | 15,626 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 1,396 | 1,580 | 4,757 | 623 | 1,571 | 1,185 | |
| 5.05 | 5.79 | 18.63 | 2.55 | 6.68 | 5.25 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 9.5% | 11.0% | 27.1% | 4.6% | 9.7% | 7.6% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 296,628 | 304,657 | 290,867 | 305,047 | 313,664 | 341,377 |
| Cash | 2,850 | 2,332 | 4,848 | 4,708 | 4,212 | 4,431 |
| Total debt | 4,364 | 4,360 | 4,078 | 3,992 | 4,108 | 3,954 |
| Total liabilities | 279,755 | 288,199 | 280,587 | 293,836 | 302,195 | 328,985 |
| 16,559 | 16,069 | 9,977 | 10,916 | 11,086 | 11,884 | |
| 277 | 273 | 255 | 236 | 226 | 226 | |
| – | – | – | – | – | – | |
| 8.4% | 9.8% | 47.7% | 5.7% | 14.2% | 10.0% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 3,709 | 3,254 | 3,173 | 3,792 | 4,603 | 4,537 | |
| – | – | 116 | 102 | 69 | 98 | |
| – | – | 3,057 | 3,690 | 4,534 | 4,439 | |
| Dividends paid | 615 | 654 | 642 | 626 | 658 | 684 |
| 307 | 937 | 1,695 | 740 | 1,042 | 903 | |
| 87 | 96 | 91 | 99 | 109 | 110 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 20.3×
- 12.2×
- 26.09
- 1.9×
- 1.5×
- 4.9%
- 3.1%
Profitability
- 7.6%
- -16.6%
- 12.7%
- 13.3%
- 0.5%
Growth
- +1.2%
- +0.8%
- +6.6%
- −4.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 2%of 754
Bottom 30%of 605
Bottom 29%of 883
Bottom 24%of 880
Top 11%of 929
What analysts expect
- Average price target
- $94.50
- Range
- $85.00 – $108.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 2.07 | 2.01 | +3.0% |
| Feb 9, 2026 | 2.19 | 2.23 | −1.8% |
| Oct 27, 2025 | 2.10 | 2.20 | −4.5% |
| Jul 28, 2025 | 2.16 | 1.97 | +9.6% |
| Apr 24, 2025 | 1.81 | 1.82 | −0.5% |
| Feb 6, 2025 | 1.94 | 1.93 | +0.5% |
| Oct 24, 2024 | 1.76 | 1.99 | −11.6% |
| Jul 25, 2024 | 1.63 | 1.84 | −11.4% |
3.1%of the share price, paid each year
On $1,000 invested$31a year at today's yield, before tax
+6.6%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.50 in 2015 → $3.08 in 2025
How safe it looks
57.7% of its profit
Room to growStretchedMore than it earns: 15.4%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
52No pass
Benjamin Graham
57No pass
Philip Fisher
53No pass
Peter Lynch
15No pass
Joel Greenblatt
11No pass
Charlie Munger
50No pass
Terry Smith
38No pass
Questions about Principal Financial Group
Is Principal Financial Group a good stock to buy?
A business with weak numbers at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Principal Financial Group AI analysis
What does Principal Financial Group do?
Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. It is in Insurance - Diversified, based in Des Moines, IA, United States, with 19,700 employees.
Does Principal Financial Group pay a dividend?
Yes. At today's price the dividend is 3.1% a year, about 58% of its yearly profit. In 2025 it paid out $684 million in dividends.
Is Principal Financial Group stock halal?
No. Principal Financial Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Principal Financial Group stock done over the past year?
Up 34.2% over the past twelve months, to $113.55. It traded between $81.01 and $118.51 and is 4.2% below its high.
Who are Principal Financial Group's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with Principal Financial Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.