profit from every €100 of sales.
€0€100
SCOR
€35.80+0.45% today
+25.9% since Dec 23, 25
1-year low €26.841-year high €35.80
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €7.52 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What SCOR sold, what it kept, and what it did with the cash.
Sales went from €16.4 billion in 2022 to €14.8 billion in 2025, with €851 million of profit last year.
SalesProfit
SCOR handed back 33% of the cash it generated last year.
€322M
Free cash flow 2025€1.1B
Bought back its own shares€50M
Paid as dividends€322M
Cash vs. debt€1.8B vs. €3.6B
SCOR vs. similar companies
SCOR grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| SCOR | 7.5× · Cheap | ||
 Swiss Re | 11.4× · Cheap | ||
 Hannover Rück | 13.7× · Cheap | ||
 Reinsurance Group of America | 15.1× · Fair price | ||
 Everest Re Group | 9.9× · Cheap |
AI analysis
An AI analyst reads SCOR's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 16,438 | 15,837 | 15,650 | 14,800 | |
| – | – | – | – | |
| – | – | – | – | |
| -1,321 | 1,581 | 520 | 1,557 | |
| -1,383 | 812 | 4 | 851 | |
| -7.76 | 4.54 | 0.02 | – | |
| – | – | – | – | |
| – | – | – | – | |
| -8.4% | 5.1% | 0.0% | 5.8% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 34,987 | 35,477 | 37,348 | 36,100 |
| Cash | 1,794 | 1,643 | 2,113 | 1,839 |
| Total debt | 3,285 | 3,237 | 3,549 | 3,567 |
| Total liabilities | 30,636 | 30,754 | 32,824 | 31,673 |
| 4,317 | 4,694 | 4,524 | 4,427 | |
| 178 | 179 | 182 | – | |
| -15.3% | 13.0% | 2.8% | 12.2% | |
| -32.0% | 17.3% | 0.1% | 19.2% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 500 | 1,480 | 903 | 1,169 | |
| 70 | 33 | 28 | 39 | |
| 430 | 1,447 | 875 | 1,130 | |
| Dividends paid | 323 | 254 | 324 | 322 |
| 118 | 30 | 28 | 50 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.5×
- –
- –
- 1.4×
- 0.4×
- 13.3%
- 5.0%
Profitability
- 5.8%
- 12.2%
- 3.2%
- –
- –
Growth
- −3.4%
- –
- –
- −0.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 20%of 688
Top 17%of 900
Bottom 16%of 908
Top 12%of 941
5.0%of the share price, paid each year
On $1,000 invested$50a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
37.8% of its profit
Room to growStretchedMore than it earns: 28.5%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
52No pass
Benjamin Graham
66Pass
Philip Fisher
44No pass
Peter Lynch
33No pass
Joel Greenblatt
62Pass
Charlie Munger
39No pass
Terry Smith
37No pass
Questions about SCOR
Is SCOR a good stock to buy?
A business with weak numbers, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the SCOR AI analysis
What does SCOR do?
SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and the Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. It is in Insurance - Reinsurance, based in Paris, France, with 3,610 employees.
Does SCOR pay a dividend?
Yes. At today's price the dividend is 5.0% a year, about 38% of its yearly profit. In 2025 it paid out €322 million in dividends.
Is SCOR stock halal?
No. SCOR does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
Who are SCOR's competitors?
The largest listed companies in the same industry are Swiss Re, Hannover Rück, Reinsurance Group of America and Everest Re Group. The peers table on this page compares their profit, growth and price with SCOR's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.