profit from every $100 of sales.
$0$100
Sumitomo Mitsui Financial Group
$24.74+1.52% today
+49.3% in 1 year
1-year low $16.541-year high $27.56
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay $15.77 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Sumitomo Mitsui Financial Group sold, what it kept, and what it did with the cash.
Sales went from ¥3.72 trillion in 2023 to ¥5.79 trillion in 2026, with ¥1.58 trillion of profit last year.
SalesProfit
Sumitomo Mitsui Financial Group vs. similar companies
Sumitomo Mitsui Financial Group grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Sumitomo Mitsui Financial Group | 15.8× · Fair price | ||
 JPMorgan Chase | 16.1× · Fair price | ||
 China Construction Bank | 9.3× · Cheap | ||
 Industrial and Commercial Bank of China | 8.6× · Cheap | ||
 Agricultural Bank of China | 8.9× · Cheap |
Compare Sumitomo Mitsui Financial Group with i BBCA ID SDR 1to2 · Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads Sumitomo Mitsui Financial Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of JPY | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 3,719,458 | 4,433,371 | 5,066,269 | 5,791,563 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 805,842 | 962,946 | 1,177,996 | 1,582,973 | |
| – | – | 180.89 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 21.7% | 21.7% | 23.3% | 27.3% |
Balance sheet
| In millions of JPY | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 270,428,564 | 295,236,701 | 306,282,015 | 328,511,145 |
| Cash | 75,913,960 | 78,143,100 | 75,590,583 | 73,696,930 |
| Total debt | 29,382,844 | 34,255,768 | 32,500,560 | 32,550,785 |
| Total liabilities | 257,637,460 | 280,436,737 | 291,440,508 | 312,578,004 |
| 12,681,609 | 14,661,039 | 14,704,201 | 15,786,049 | |
| – | – | 6,512 | – | |
| – | – | – | – | |
| 6.4% | 6.6% | 8.0% | 10.0% |
Cash flow
| In millions of JPY | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -5,895,185 | 642,862 | 4,848,464 | -10,283,139 | |
| 299,129 | 391,881 | 366,965 | 477,520 | |
| -6,194,314 | 250,981 | 4,481,499 | -10,760,659 | |
| Dividends paid | 301,600 | 348,010 | 412,120 | 540,071 |
| 138,839 | 211,434 | 251,629 | 250,624 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.8×
- 0.1×
- –
- 1.6×
- 4.3×
- 6.3%
- 2.2%
Profitability
- 27.3%
- 0.5%
- 1.8%
- 10.4%
- 0.5%
Growth
- +15.9%
- –
- +8.4%
- −0.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 18%of 688
Top 49%of 540
Bottom 40%of 900
Top 28%of 908
Bottom 4%of 941
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 13, 2026 | 0.24 | 0.11 | +118.2% |
| Jan 30, 2026 | 0.16 | 0.40 | −60.0% |
| Dec 29, 2025 | 0.96 | 0.41 | +134.3% |
| Jul 31, 2025 | 0.40 | 0.37 | +9.1% |
| Jun 27, 2025 | 0.07 | – | – |
| Aug 2, 2024 | 0.36 | 0.30 | +20.0% |
| Jun 28, 2024 | 0.28 | 0.13 | +116.3% |
| Feb 1, 2024 | 0.38 | 0.35 | +8.4% |
2.2%of the share price, paid each year
On $1,000 invested$22a year at today's yield, before tax
+8.4%2020 to 2025
Raised3 yearsin a row, in our data
Paid per share, each year
$0.25 in 2015 → $0.55 in 2025
How safe it looks
34.1% of its profit
Room to growStretchedMore than it earns: 1,242.0%
News
Sumitomo Mitsui Financial GAAP EPS of ¥232.59, total operating income of ¥1.43BSeeking Alpha · Nov 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
55No pass
Benjamin Graham
66Pass
Philip Fisher
68Pass
Peter Lynch
65Pass
Joel Greenblatt
14No pass
Charlie Munger
54No pass
Terry Smith
53No pass
Questions about Sumitomo Mitsui Financial Group
Is Sumitomo Mitsui Financial Group a good stock to buy?
A strong, very profitable business at a fair price. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Sumitomo Mitsui Financial Group AI analysis
What does Sumitomo Mitsui Financial Group do?
Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It is in Banks - Diversified, based in Tokyo, Japan.
Does Sumitomo Mitsui Financial Group pay a dividend?
Yes. At today's price the dividend is 2.2% a year, about 34% of its yearly profit. In 2026 it paid out $540 billion in dividends.
Is Sumitomo Mitsui Financial Group stock halal?
No. Sumitomo Mitsui Financial Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Sumitomo Mitsui Financial Group stock done over the past year?
Up 49.3% over the past twelve months, to $24.74. It traded between $16.54 and $27.56 and is 10.2% below its high.
Who are Sumitomo Mitsui Financial Group's competitors?
The largest listed companies in the same industry are JPMorgan Chase, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. The peers table on this page compares their profit, growth and price with Sumitomo Mitsui Financial Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.