profit from every €100 of sales.
€0€100
Talanx
€130.90+0.00% today
+16.3% since Dec 18, 25
1-year low €97.951-year high €134.70
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €13.63 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Talanx sold, what it kept, and what it did with the cash.
Sales went from €18.7 billion in 2022 to €48.4 billion in 2025, with €2.48 billion of profit last year.
SalesProfit
Talanx handed back 15% of the cash it generated last year.
€1.3B
Free cash flow 2025€8.4B
Bought back its own shares€0
Paid as dividends€1.3B
Cash vs. debt€5.3B vs. €8.3B
Talanx vs. similar companies
Talanx grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Talanx | 13.6× · Cheap | ||
 Allianz | 16.3× · Fair price | ||
 Zurich Insurance Group | 16.8× · Fair price | ||
 AXA SA | 9.8× · Cheap | ||
 Assicurazioni Generali | 16.1× · Fair price |
AI analysis
An AI analyst reads Talanx's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 18,728 | 19,233 | 47,674 | 48,437 | |
| – | – | – | – | |
| – | – | – | – | |
| 2,906 | 3,222 | 5,202 | 5,567 | |
| 706 | 1,581 | 1,977 | 2,480 | |
| 2.79 | 6.21 | 7.65 | 9.60 | |
| – | – | – | – | |
| – | – | – | – | |
| 3.8% | 8.2% | 4.1% | 5.1% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 158,479 | 168,525 | 180,419 | 180,814 |
| Cash | 3,592 | 5,102 | 5,167 | 5,260 |
| Total debt | 9,535 | 9,105 | 8,788 | 8,266 |
| Total liabilities | 144,147 | 151,731 | 161,924 | 159,917 |
| 8,640 | 10,447 | 11,661 | 13,468 | |
| 253 | 255 | 258 | 258 | |
| 10.9% | 11.1% | 17.3% | 17.5% | |
| 8.2% | 15.1% | 17.0% | 18.4% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 5,876 | 8,095 | 8,431 | 8,373 | |
| 196 | – | – | – | |
| 5,876 | 8,095 | 8,431 | 8,373 | |
| Dividends paid | 807 | 939 | 1,137 | 1,291 |
| 0 | 0 | 2 | 0 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.6×
- –
- 0.27
- 2.0×
- 0.7×
- 7.3%
- 3.8%
Profitability
- 5.1%
- 17.5%
- 14.2%
- –
- –
Growth
- +37.3%
- +51.0%
- –
- +0.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 12%of 749
Top 48%of 872
Top 13%of 883
Top 8%of 931
3.8%of the share price, paid each year
On $1,000 invested$38a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
52.1% of its profit
Room to growStretchedMore than it earns: 15.4%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
4/7Passes 4 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
73Pass
Benjamin Graham
72Pass
Philip Fisher
71Pass
Peter Lynch
92Pass
Joel Greenblatt
58No pass
Charlie Munger
47No pass
Terry Smith
44No pass
Questions about Talanx
Is Talanx a good stock to buy?
A business with weak numbers, and the price looks low. 4 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Talanx AI analysis
What does Talanx do?
Talanx AG provides insurance and reinsurance products and services worldwide. It is in Insurance - Diversified, based in Hanover, Germany, with 28,910 employees.
Does Talanx pay a dividend?
Yes. At today's price the dividend is 3.8% a year, about 52% of its yearly profit. In 2025 it paid out €1.29 billion in dividends.
Is Talanx stock halal?
No. Talanx does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
Who are Talanx's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with Talanx's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.