profit from every $100 of sales.
$0$100
Upbound Group
$20.70+3.60% today
+7.0% in 1 year
1-year low $15.361-year high $22.78
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.48 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Upbound Group sold, what it kept, and what it did with the cash.
Sales went from $4.25 billion in 2022 to $4.70 billion in 2025, with $73.2 million of profit last year.
SalesProfit
Upbound Group handed back 37% of the cash it generated last year.
$88M
Free cash flow 2025$239M
Bought back its own shares$0
Paid as dividends$88M
Cash vs. debt$121M vs. $1.9B
Upbound Group vs. similar companies
Upbound Group grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Upbound Group | 16.5× · Fair price | ||
 SAP | 34.0× · Expensive | ||
 Quhuo | No profit yet | ||
 Shopify | 164.6× · Very expensive | ||
 Salesforce | 25.3× · Fair price |
AI analysis
Lease-to-own platform with cheap cash flow and thin earnings
Read the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 4,245 | 3,992 | 4,321 | 4,695 | |
| 2,080 | 2,022 | 2,080 | 2,272 | |
| 149 | 163 | 292 | 223 | |
| 1,512 | 1,460 | 1,709 | 1,736 | |
| 12 | -5 | 123 | 73 | |
| 0.21 | -0.09 | 2.21 | 1.25 | |
| 49.0% | 50.7% | 48.1% | 48.4% | |
| 3.5% | 4.1% | 6.7% | 4.8% | |
| 0.3% | -0.1% | 2.9% | 1.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,764 | 2,721 | 2,650 | 3,276 |
| Cash | 144 | 94 | 61 | 121 |
| Total debt | 1,674 | 1,600 | 1,583 | 1,857 |
| Total liabilities | 2,238 | 2,161 | 2,021 | 2,580 |
| 525 | 560 | 629 | 696 | |
| 59 | 55 | 55 | 59 | |
| 5.4% | 6.1% | 10.3% | 6.8% | |
| 2.4% | -0.9% | 19.6% | 10.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 468 | 200 | 105 | 306 | |
| 61 | 53 | 56 | 67 | |
| 407 | 147 | 48 | 239 | |
| Dividends paid | 79 | 83 | 82 | 88 |
| 75 | 50 | 0 | 0 | |
| 159 | 162 | 36 | 45 |
Valuation
- 16.5×
- 4.9×
- 0.20
- 1.4×
- 0.3×
- 5.1×
- 1.7×
- 19.8%
- 6.1%
- 9.1%
Profitability
- 48.4%
- 4.8%
- 1.6%
- 22.4%
- 6.8%
- 2.9%
- 12.1%
- 2.7%
- 10.0%
- –
Growth
- +3.4%
- +81.2%
- +392.7%
- +1.2%
- −0.3%
Financial health
- 1.5×
- 2.41
- 55.2%
- 2.3×
- 2.96
- 0.78
- 1.51
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 47%of 978
Bottom 36%of 982
Top 16%of 765
Bottom 37%of 982
Top 2%of 987
What analysts expect
- Average price target
- $39.67
- Range
- $33.00 – $45.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 30, 2026 | 1.08 | 1.06 | +1.9% |
| Feb 19, 2026 | 1.01 | 0.97 | +4.1% |
| Oct 30, 2025 | 1.00 | 0.98 | +2.0% |
| Jul 31, 2025 | 1.12 | 1.05 | +6.7% |
| May 1, 2025 | 1.00 | 0.94 | +6.4% |
| Feb 20, 2025 | 1.05 | 1.03 | +1.9% |
| Oct 31, 2024 | 0.95 | 0.89 | +6.7% |
| Aug 1, 2024 | 1.04 | 1.02 | +2.0% |
9.1%of the share price, paid each year
On $1,000 invested$91a year at today's yield, before tax
+1.2%2020 to 2025
Raised4 yearsin a row, in our data
Paid per share, each year
$0.96 in 2015 → $1.56 in 2025
How safe it looks
120.0% of its profit
Room to growStretchedMore than it earns: 36.8%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass. Context about the kind of company it is, not a recommendation.
Warren Buffett
39No pass
Benjamin Graham
45No pass
Philip Fisher
35No pass
Peter Lynch
43No pass
Joel Greenblatt
23No pass
Charlie Munger
32No pass
Terry Smith
29No pass
Prices: daily closes to Oct 30, 2026. Fundamentals: company reports via invest-like data. invest-like is an educational tool and not investment advice.