profit from every CHF 100 of sales.
CHF 0CHF 100
Vaudoise Assurances Holding SA
CHF 764.00+0.92% today
+11.5% in 1 year
1-year low CHF 685.001-year high CHF 844.00
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay CHF 14.25 for every CHF 1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Vaudoise Assurances Holding SA sold, what it kept, and what it did with the cash.
Sales went from CHF 1.37 billion in 2022 to CHF 1.70 billion in 2025, with CHF 156 million of profit last year.
SalesProfit
Vaudoise Assurances Holding SA handed back 31% of the cash it generated last year.
CHF 67M
Free cash flow 2025CHF 215M
Bought back its own shares–
Paid as dividendsCHF 67M
Cash vs. debtCHF 392M vs. CHF 149M
Vaudoise Assurances Holding SA vs. similar companies
Vaudoise Assurances Holding SA grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from CHF 100 of sales | Sales growth a year | Price per CHF 1 of profit |
|---|---|---|---|
| Vaudoise Assurances Holding SA | 14.3× · Cheap | ||
 Allianz | 16.6× · Fair price | ||
 Zurich Insurance Group | 17.2× · Fair price | ||
 AXA SA | 10.1× · Cheap | ||
 Assicurazioni Generali | 16.0× · Fair price |
AI analysis
An AI analyst reads Vaudoise Assurances Holding SA's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,365 | 1,501 | 1,602 | 1,695 | |
| – | – | – | – | |
| – | – | – | – | |
| 166 | 167 | 166 | 193 | |
| 131 | 132 | 134 | 156 | |
| 44.82 | 45.76 | 46.24 | 53.69 | |
| – | – | – | – | |
| – | – | – | – | |
| 9.6% | 8.8% | 8.4% | 9.2% |
Balance sheet
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 8,682 | 8,744 | 8,895 | 9,065 |
| Cash | 312 | 287 | 271 | 392 |
| Total debt | 160 | 162 | 157 | 149 |
| Total liabilities | 6,406 | 6,404 | 6,385 | 6,409 |
| 2,275 | 2,340 | 2,510 | 2,655 | |
| 3 | 3 | 3 | 3 | |
| 5.2% | 5.1% | 4.9% | 5.5% | |
| 5.8% | 5.7% | 5.3% | 5.9% |
Cash flow
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 73 | 81 | 94 | 273 | |
| 19 | 40 | 31 | 58 | |
| 54 | 42 | 63 | 215 | |
| Dividends paid | 52 | 60 | 57 | 67 |
| 11 | 0 | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.3×
- –
- 2.30
- 0.9×
- 1.3×
- 7.0%
- 3.0%
Profitability
- 9.2%
- 5.5%
- 5.2%
- –
- –
Growth
- +7.5%
- +6.2%
- –
- −0.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 47%of 667
Bottom 47%of 903
Bottom 49%of 911
Top 26%of 939
3.0%of the share price, paid each year
On $1,000 invested$30a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
42.9% of its profit
Room to growStretchedMore than it earns: 31.2%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
68Pass
Benjamin Graham
87Pass
Philip Fisher
48No pass
Peter Lynch
36No pass
Joel Greenblatt
40No pass
Charlie Munger
49No pass
Terry Smith
47No pass
Questions about Vaudoise Assurances Holding SA
Is Vaudoise Assurances Holding SA a good stock to buy?
A solid business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Vaudoise Assurances Holding SA AI analysis
What does Vaudoise Assurances Holding SA do?
Vaudoise Assurances Holding SA provides insurance products and services primarily in Switzerland. It is in Insurance - Diversified, based in Lausanne, Switzerland, with 2,013 employees.
Does Vaudoise Assurances Holding SA pay a dividend?
Yes. At today's price the dividend is 3.0% a year, about 43% of its yearly profit. In 2025 it paid out CHF 67.0 million in dividends.
Is Vaudoise Assurances Holding SA stock halal?
No. Vaudoise Assurances Holding SA does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Vaudoise Assurances Holding SA stock done over the past year?
Up 11.5% over the past twelve months, to CHF 764.00. It traded between CHF 685.00 and CHF 844.00 and is 9.5% below its high.
Who are Vaudoise Assurances Holding SA's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with Vaudoise Assurances Holding SA's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.