profit from every €100 of sales.
€0€100
Vienna Insurance Group
€77.20-0.52% today
+20.6% since Dec 19, 25
1-year low €59.001-year high €77.60
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €11.84 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Vienna Insurance Group sold, what it kept, and what it did with the cash.
Sales went from €8.97 billion in 2022 to €14.8 billion in 2025, with €835 million of profit last year.
SalesProfit
Vienna Insurance Group handed back 47% of the cash it generated last year.
€222M
Free cash flow 2025€476M
Bought back its own shares–
Paid as dividends€222M
Cash vs. debt€1.4B vs. €1.8B
Vienna Insurance Group vs. similar companies
Vienna Insurance Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Vienna Insurance Group | 11.8× · Cheap | ||
 Allianz | 16.6× · Fair price | ||
 Zurich Insurance Group | 17.2× · Fair price | ||
 AXA SA | 10.1× · Cheap | ||
 Assicurazioni Generali | 16.0× · Fair price |
AI analysis
An AI analyst reads Vienna Insurance Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 8,971 | 11,649 | 12,928 | 14,781 | |
| – | – | – | – | |
| – | – | – | – | |
| 770 | 1,037 | 1,158 | 1,455 | |
| 472 | 559 | 626 | 835 | |
| 3.63 | 4.31 | 4.83 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 5.3% | 4.8% | 4.8% | 5.6% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 47,218 | 48,819 | 51,242 | 54,316 |
| Cash | 2,315 | 1,558 | 1,748 | 1,368 |
| Total debt | 2,316 | 1,815 | 1,734 | 1,838 |
| Total liabilities | 41,504 | 42,719 | 44,683 | 46,984 |
| 5,473 | 5,961 | 6,412 | 7,171 | |
| 128 | 128 | 128 | – | |
| 6.9% | 8.9% | 9.3% | 10.9% | |
| 8.6% | 9.4% | 9.8% | 11.6% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -404 | -139 | 346 | 842 | |
| 403 | 402 | 364 | 366 | |
| -807 | -541 | -17 | 476 | |
| Dividends paid | 194 | 186 | 200 | 222 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.8×
- –
- –
- 1.3×
- 0.7×
- 8.4%
- 2.3%
Profitability
- 5.6%
- 10.7%
- 8.8%
- –
- –
Growth
- +18.1%
- –
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 25%of 688
Top 39%of 900
Top 25%of 908
Bottom 48%of 941
2.3%of the share price, paid each year
On $1,000 invested$23a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
26.6% of its profit
Room to growStretchedMore than it earns: 46.7%
News
Higher Yield vs. Lower Cost: The Critical Differences Between HDV and VIGYahoo Finance · Nov 7, 2026Retirees Who Picked VIG Over VYM in 2022 Are Still $10,000 Behind on Every $100,000Yahoo Finance · Oct 9, 2026Trump June stock disclosure: more than 1,000 trades, big in the VIGSeeking Alpha · Aug 23, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
60Pass
Benjamin Graham
84Pass
Philip Fisher
51No pass
Peter Lynch
69Pass
Joel Greenblatt
51No pass
Charlie Munger
37No pass
Terry Smith
30No pass
Questions about Vienna Insurance Group
Is Vienna Insurance Group a good stock to buy?
A business with weak numbers, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Vienna Insurance Group AI analysis
What does Vienna Insurance Group do?
Vienna Insurance Group AG, together with its subsidiaries, engages in providing insurance products and services in Austria and internationally. It is in Insurance - Diversified, based in Vienna, Austria, with 32,706 employees.
Does Vienna Insurance Group pay a dividend?
Yes. At today's price the dividend is 2.3% a year, about 27% of its yearly profit. In 2025 it paid out €222 million in dividends.
Is Vienna Insurance Group stock halal?
No. Vienna Insurance Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
Who are Vienna Insurance Group's competitors?
The largest listed companies in the same industry are Allianz, Zurich Insurance Group, AXA SA and Assicurazioni Generali. The peers table on this page compares their profit, growth and price with Vienna Insurance Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.