profit from every $100 of sales.
$0$100
Zhibao Technology
$0.28+32.54% today
-72.3% in 1 year
1-year low $0.191-year high $52.00
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Zhibao Technology sold, what it kept, and what it did with the cash.
Sales went from CN¥108 million in 2022 to CN¥277 million in 2025, with -CN¥62.0 million of profit last year.
SalesProfit
Zhibao Technology vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Zhibao Technology | No profit yet | ||
 Willis Towers Watson Public | 19.3× · Fair price | ||
 Brown & Brown | 22.6× · Fair price | ||
 Erie Indemnity | 25.7× · Fair price | ||
 The Baldwin Insurance Group | No profit yet |
AI analysis
An AI analyst reads Zhibao Technology's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 108 | 142 | 184 | 277 | |
| 47 | 59 | 75 | 114 | |
| 13 | -45 | 10 | -54 | |
| 17 | -38 | 23 | -58 | |
| 14 | -43 | 13 | -62 | |
| 0.45 | -1.37 | 0.44 | -1.94 | |
| 43.6% | 41.3% | 40.7% | 41.0% | |
| 11.7% | -31.4% | 5.5% | -19.3% | |
| 13.2% | -30.3% | 7.2% | -22.4% |
Balance sheet
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 96 | 128 | 209 | 171 |
| Cash | 3 | 10 | 2 | 10 |
| Total debt | 30 | 32 | 30 | 28 |
| Total liabilities | 77 | 97 | 145 | 146 |
| 19 | 31 | 64 | 25 | |
| 32 | 32 | 30 | 32 | |
| 21.8% | -52.2% | 16.4% | -92.8% | |
| 76.3% | -137.0% | 20.7% | -251.2% |
Cash flow
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1 | -1 | -4 | -21 | |
| 0 | 2 | 1 | – | |
| -1 | -3 | -4 | -21 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| 1 | 55 | 0 | 0 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- 0.2×
- –
- 7.6×
- 0.1×
- -370.3%
- 0.0%
Profitability
- -22.4%
- -52.4%
- -195.7%
- -288.5%
- -22.4%
Growth
- +36.8%
- –
- –
- +0.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 1%of 754
Bottom 5%of 605
Top 13%of 880
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Mar 31, 2026 | -0.13 | 0.39 | −133.4% |
| Jun 30, 2025 | -0.26 | – | – |
| Dec 31, 2024 | -0.01 | – | – |
| Sep 30, 2024 | -0.00 | 0.02 | −107.3% |
| Jun 30, 2024 | 0.10 | – | – |
| Mar 31, 2024 | 0.05 | 0.04 | +20.7% |
| Dec 31, 2023 | -0.04 | – | – |
| Sep 30, 2023 | -0.02 | – | – |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
26No pass
Benjamin Graham
10No pass
Philip Fisher
39No pass
Peter Lynch
52No pass
Joel Greenblatt
0No pass
Charlie Munger
14No pass
Terry Smith
16No pass
Questions about Zhibao Technology
Is Zhibao Technology a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Zhibao Technology AI analysis
What does Zhibao Technology do?
Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; healthcare; and offline insurance brokerage consulting services. It is in Insurance - Brokers.
Does Zhibao Technology pay a dividend?
No. Zhibao Technology does not pay a dividend at the moment.
Is Zhibao Technology stock halal?
No. Zhibao Technology does not pass our halal screen: its debt is 164% of its market value, at or above the 33% limit. How we check
How has Zhibao Technology stock done over the past year?
Down 72.3% over the past twelve months, to $0.28. It traded between $0.19 and $52.00 and is 99.5% below its high.
Who are Zhibao Technology's competitors?
The largest listed companies in the same industry are Willis Towers Watson Public, Brown & Brown, Erie Indemnity and The Baldwin Insurance Group. The peers table on this page compares their profit, growth and price with Zhibao Technology's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.