Which is better, AAPL or FICO?

On the Buffett-Fit framework, Fair Isaac Corporation (FICO) currently grades higher than AAPL — 73/100 (B grade) vs 53/100 (C). That said, "better" depends on which framework you trust — AAPL wins on Benjamin Graham and Peter Lynch; FICO wins on Warren Buffett, Philip Fisher, Joel Greenblatt, Charlie Munger, and Terry Smith. The full pillar breakdown is on this page.

Should I buy AAPL or FICO?

This page is an educational comparison, not investment advice. Both AAPL and FICO are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is AAPL better than FICO for value investing?

On the Buffett-style value-investing framework, FICO currently grades higher — 73/100 vs 53/100, a 20-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between AAPL and FICO on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). AAPL currently scores 53/100 (C grade); FICO scores 73/100 (B grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, AAPL or FICO?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. AAPL and FICO are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, AAPL or FICO?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are AAPL and FICO both Technology stocks?

Yes — both Apple Inc. (AAPL) and Fair Isaac Corporation (FICO) operate in the Technology sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this AAPL vs FICO comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Apple

AAPL$4.41TTechnology Market cap, Sector

Fair Isaac

FICO$25.19BTechnology Market cap, Sector

Overall winner

Fair Isaac

AAPL 25 FICO

Fit scores by strategy

AAPL2wins

5winsFICO

Warren Buffett

53D

B73

Benjamin Graham

70B

D47

Philip Fisher

56D

B75

Peter Lynch

57D

D54

Joel Greenblatt

83B

B84

Charlie Munger

72B

B76

Terry Smith

67C

A85

Side-by-side metrics

Metric	AAPL	FICO
Market cap	Winner: $4.41T	$25.19B
P/E (TTM)	36.0x	33.8x Winner
EV/EBIT	33.5x	30.9x Winner
ROIC (TTM)

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

AAPL leads on

Dividend yield0.35%vs 0.0%+100%
Market cap$4.41Tvs $25.19B+99%

FICO leads on

Debt / Equity-vs 0.8x+146%
Revenue CAGR 5y10.89%vs 3.28%+70%

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FICO vs CAMS.BO FICO vs FTNT

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Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Industries

Rankings

Glossary

Tools & Methodology

Apple

Fair Isaac

Fit scores by strategy

Side-by-side metrics

Where each one wins

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Key terms in this analysis