Which is better, AMH or NLY?

On the Buffett-Fit framework, Annaly Capital Management, Inc. (NLY) currently grades higher than AMH — 40/100 (D grade) vs 55/100 (D). That said, "better" depends on which framework you trust — AMH wins on Warren Buffett, Benjamin Graham, Philip Fisher, and Terry Smith; NLY wins on Peter Lynch, Joel Greenblatt, and Charlie Munger. The full pillar breakdown is on this page.

Should I buy AMH or NLY?

This page is an educational comparison, not investment advice. Both AMH and NLY are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is AMH better than NLY for value investing?

On the Buffett-style value-investing framework, NLY currently grades higher — 55/100 vs 40/100, a 15-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between AMH and NLY on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). AMH currently scores 55/100 (D grade); NLY scores 40/100 (D grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, AMH or NLY?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. AMH and NLY are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, AMH or NLY?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are AMH and NLY both Real Estate stocks?

Yes — both American Homes 4 Rent (AMH) and Annaly Capital Management, Inc. (NLY) operate in the Real Estate sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this AMH vs NLY comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

American Homes 4 Rent

Annaly Capital Management

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

AMH

Market cap

$11.72B

Sector

Real Estate

NLY

Annaly Capital Management

Market cap

$15.72B

Sector

Real Estate

Overall winner

Annaly Capital Management NLY

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	AMH	NLY	Winner
Warren Buffett	55D	40D	AMH
Benjamin Graham	44D	33F	AMH
Philip Fisher

Side-by-side metrics

Metric	AMH	NLY
Market cap	$11.72B	$15.72B
P/E (TTM)	23.7x	7.4x
EV/EBIT	35.8x	19.1x
ROIC (TTM)	3.65%	2.64%
Gross margin	30.2%	99.22%
Net margin	25.19%	31.96%
Revenue CAGR 5y	9.38%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

AMH leads on

EPS CAGR 5y29.47%vs -17.81%+160%
Debt / Equity0.7xvs 7.2x+90%

NLY leads on

ROIC (TTM)2.64%vs 3.65%+99%

More like AMH

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More like NLY

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.