Stock comparison
Bread Financial Holdings
Moody's
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
BFH
Bread Financial Holdings
Market cap
$3.5B
Sector
Financials
MCO
Moody's
Market cap
$78.46B
Sector
Financials
Overall winner
Moody's MCO
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | BFH | MCO | Winner |
|---|---|---|---|
| Warren Buffett | 29F | 71B | MCO |
| Benjamin Graham | 32F | 83A | MCO |
| Philip Fisher | 24F | 62C | MCO |
| Peter Lynch | 25F | 68B | MCO |
| Joel Greenblatt | 22F | 58C | MCO |
| Charlie Munger | 28F | 79B | MCO |
| Terry Smith | 27F | 75B | MCO |
Side-by-side metrics
| Metric | BFH | MCO |
|---|---|---|
| Market cap | $3.5B | $78.46B |
| P/E (TTM) | 6.7x | 30.4x |
| EV/EBIT | 6.1x | 23.4x |
| ROIC (TTM) | 2.51% | 23.11% |
| Gross margin | 63.99% | 69.69% |
| Net margin | 11.9% | 31.69% |
| Revenue CAGR 5y | 9.49% | 5.55% |
| EPS CAGR 5y | -8.84% | 3.68% |
| Debt / Equity | 1.2x | 2.4x |
| Dividend yield | 1.01% | 0.92% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
BFH leads on
- P/E (TTM)6.7xvs 30.4x+78%
- EV/EBIT6.1xvs 23.4x+74%
- Debt / Equity1.2xvs 2.4x+52%
- Revenue CAGR 5y9.49%vs 5.55%+41%
MCO leads on
- EPS CAGR 5y3.68%vs -8.84%+142%
- Market cap$78.46Bvs $3.5B+96%
- ROIC (TTM)23.11%vs 2.51%+89%
- Net margin31.69%vs 11.9%+62%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.