Which is better, CGF.AX or IBKD.SI?

On the Buffett-Fit framework, i BBCA ID SDR 1to2 (IBKD.SI) currently grades higher than CGF.AX — 68/100 (B grade) vs 48/100 (D). That said, "better" depends on which framework you trust — CGF.AX wins on Benjamin Graham; IBKD.SI wins on Warren Buffett, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith. The full pillar breakdown is on this page.

Should I buy CGF.AX or IBKD.SI?

This page is an educational comparison, not investment advice. Both CGF.AX and IBKD.SI are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is CGF.AX better than IBKD.SI for value investing?

On the Buffett-style value-investing framework, IBKD.SI currently grades higher — 68/100 vs 48/100, a 20-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between CGF.AX and IBKD.SI on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). CGF.AX currently scores 48/100 (D grade); IBKD.SI scores 68/100 (B grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, CGF.AX or IBKD.SI?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. CGF.AX and IBKD.SI are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, CGF.AX or IBKD.SI?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are CGF.AX and IBKD.SI both Financial Services stocks?

Yes — both Challenger Limited (CGF.AX) and i BBCA ID SDR 1to2 (IBKD.SI) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this CGF.AX vs IBKD.SI comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Challenger Limited

CGF.AX$6.72BFinancials Market cap, Sector

i BBCA ID SDR 1to2

IBKD.SI$113.66BFinancials Market cap, Sector

Overall winner

i BBCA ID SDR 1to2

CGF.AX 16 IBKD.SI

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

CGF.AX1wins

6winsIBKD.SI

Warren Buffett

48D

C68

Benjamin Graham

71B

C68

Philip Fisher

35F

C69

Peter Lynch

42F

D52

Joel Greenblatt

18F

F27

Charlie Munger

36F

C69

Terry Smith

41F

B72

Side-by-side metrics

Metric	CGF.AX	IBKD.SI
Market cap	$6.72B	$113.66B Winner
P/E (TTM)	33.6x	26.2x Winner
EV/EBIT	12.8x	-
ROIC (TTM)	6.34%	-
Gross margin	32.61%	-
Net margin	8.36%	50.33% Winner
Revenue CAGR 5y	Winner: 30.69%	8.49%
EPS CAGR 5y	-5.88%	12.21% Winner
Debt / Equity	2.1x	0.0x Winner
Dividend yield	-	-

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

CGF.AX leads on

Revenue CAGR 5y30.69%vs 8.49%+72%

IBKD.SI leads on

EPS CAGR 5y12.21%vs -5.88%+148%
Debt / Equity0.0xvs 2.1x+100%
Market cap$113.66Bvs $6.72B+94%
Net margin50.33%vs 8.36%+83%

More like CGF.AX

CGF.AX vs FBK.MI CGF.AX vs AZA.ST CGF.AX vs BGN.MI CGF.AX vs CPI.JO

More like IBKD.SI

IBKD.SI vs FBK.MI IBKD.SI vs AZA.ST IBKD.SI vs BGN.MI IBKD.SI vs CPI.JO

Read the full Buffett-Brain analysis for CGF.AX Read the full Buffett-Brain analysis for IBKD.SI

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

Challenger Limited

CGF.AX$6.72BFinancials Market cap, Sector

i BBCA ID SDR 1to2

IBKD.SI$113.66BFinancials Market cap, Sector

Overall winner

i BBCA ID SDR 1to2

CGF.AX 16 IBKD.SI

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

CGF.AX1wins

6winsIBKD.SI

Warren Buffett

48D

C68

Benjamin Graham

71B

C68

Philip Fisher

35F

C69

Peter Lynch

42F

D52

Joel Greenblatt

18F

F27

Charlie Munger

36F

C69

Terry Smith

41F

B72

Side-by-side metrics

Metric	CGF.AX	IBKD.SI
Market cap	$6.72B	$113.66B Winner
P/E (TTM)	33.6x	26.2x Winner
EV/EBIT	12.8x	-
ROIC (TTM)	6.34%	-
Gross margin	32.61%	-
Net margin	8.36%	50.33% Winner
Revenue CAGR 5y	Winner: 30.69%	8.49%
EPS CAGR 5y	-5.88%	12.21% Winner
Debt / Equity	2.1x	0.0x Winner
Dividend yield	-	-

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

CGF.AX leads on

Revenue CAGR 5y30.69%vs 8.49%+72%

IBKD.SI leads on

EPS CAGR 5y12.21%vs -5.88%+148%
Debt / Equity0.0xvs 2.1x+100%
Market cap$113.66Bvs $6.72B+94%
Net margin50.33%vs 8.36%+83%

More like CGF.AX

CGF.AX vs FBK.MI CGF.AX vs AZA.ST CGF.AX vs BGN.MI CGF.AX vs CPI.JO

More like IBKD.SI

IBKD.SI vs FBK.MI IBKD.SI vs AZA.ST IBKD.SI vs BGN.MI IBKD.SI vs CPI.JO

Read the full Buffett-Brain analysis for CGF.AX Read the full Buffett-Brain analysis for IBKD.SI

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.