Stock comparison
Horace Mann Educators
NMI Holdings
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
HMN
Horace Mann Educators
Market cap
$1.89B
Sector
Financials
NMIH
NMI Holdings
Market cap
$2.84B
Sector
Financials
Overall winner
NMI Holdings NMIH
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | HMN | NMIH | Winner |
|---|---|---|---|
| Warren Buffett | 32F | 71D | NMIH |
| Benjamin Graham | 31F | 28F | HMN |
| Philip Fisher | 25F | 67B | NMIH |
| Peter Lynch | 50C | 41D | HMN |
| Joel Greenblatt | 23F | 38D | NMIH |
| Charlie Munger | 24F | 53C | NMIH |
| Terry Smith | 18F | 57D | NMIH |
Side-by-side metrics
| Metric | HMN | NMIH |
|---|---|---|
| Market cap | $1.89B | $2.84B |
| P/E (TTM) | 11.1x | 7.4x |
| EV/EBIT | 11.7x | - |
| ROIC (TTM) | 2.75% | -0.16% |
| Gross margin | 41.85% | 89.66% |
| Net margin | 9.96% | 53.84% |
| Revenue CAGR 5y | 6.77% | 9.79% |
| EPS CAGR 5y | 3.31% | 16.71% |
| Debt / Equity | 0.4x | 0.0x |
| Dividend yield | 3.18% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
HMN leads on
- ROIC (TTM)2.75%vs -0.16%+106%
- Dividend yield3.18%vs 0.0%+100%
NMIH leads on
- EV/EBIT-vs 11.7x+109%
- Debt / Equity0.0xvs 0.4x+100%
- Net margin53.84%vs 9.96%+81%
- EPS CAGR 5y16.71%vs 3.31%+80%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.