Which is better, KARO or PAGS?

On the Buffett-Fit framework, Karooooo Ltd. (KARO) currently grades higher than PAGS — 76/100 (C grade) vs 58/100 (C). That said, "better" depends on which framework you trust — KARO wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith; PAGS wins on none. The full pillar breakdown is on this page.

Should I buy KARO or PAGS?

This page is an educational comparison, not investment advice. Both KARO and PAGS are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is KARO better than PAGS for value investing?

On the Buffett-style value-investing framework, KARO currently grades higher — 76/100 vs 58/100, a 18-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between KARO and PAGS on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). KARO currently scores 76/100 (C grade); PAGS scores 58/100 (C grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, KARO or PAGS?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. KARO and PAGS are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, KARO or PAGS?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are KARO and PAGS both Technology stocks?

Yes — both Karooooo Ltd. (KARO) and PagSeguro Digital Ltd. (PAGS) operate in the Technology sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this KARO vs PAGS comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Karooooo

PagSeguro Digital

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

KARO

Karooooo

Market cap

$1.47B

Sector

Technology

PAGS

PagSeguro Digital

Market cap

$2.64B

Sector

Technology

Overall winner

Karooooo KARO

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	KARO	PAGS	Winner
Warren Buffett	76C	58C	KARO
Benjamin Graham	66B	48D	KARO
Philip Fisher	84C	60C	KARO
Peter Lynch	62C	49D	KARO
Joel Greenblatt	55C	33F	KARO
Charlie Munger	79B	54C	KARO
Terry Smith	75B	50D	KARO

Side-by-side metrics

Metric	KARO	PAGS
Market cap	$1.47B	$2.64B
P/E (TTM)	24.3x	5.9x
EV/EBIT	19.1x	7.9x
ROIC (TTM)	26.68%	9.92%
Gross margin	69.33%	51.14%
Net margin	19.48%	10.79%
Revenue CAGR 5y	22.05%	17.08%
EPS CAGR 5y	22.4%	18.71%
Debt / Equity	0.3x	3.2x
Dividend yield	2.55%	8.58%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

KARO leads on

Debt / Equity0.3xvs 3.2x+92%
ROIC (TTM)26.68%vs 9.92%+63%
Net margin19.48%vs 10.79%+45%
Gross margin69.33%vs 51.14%+26%

PAGS leads on

P/E (TTM)5.9xvs 24.3x+76%
Dividend yield8.58%vs 2.55%+70%
EV/EBIT7.9xvs 19.1x+59%
Market cap$2.64Bvs $1.47B+44%

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Karooooo

PagSeguro Digital

Fit scores by strategy

Side-by-side metrics

Where each one wins

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Key terms in this analysis