Stock comparison
Mastercard
Navient
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
MA
Mastercard
Market cap
$440.75B
Sector
Financials
NAVI
Navient
Market cap
$793.27M
Sector
Financials
Overall winner
Mastercard MA
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | MA | NAVI | Winner |
|---|---|---|---|
| Warren Buffett | 84A | 25F | MA |
| Benjamin Graham | 84A | 22F | MA |
| Philip Fisher | 79B | 22F | MA |
| Peter Lynch | 72B | 32F | MA |
| Joel Greenblatt | 84A | 21F | MA |
| Charlie Munger | 87A | 25F | MA |
| Terry Smith | 91A | 18F | MA |
Side-by-side metrics
| Metric | MA | NAVI |
|---|---|---|
| Market cap | $440.75B | $793.27M |
| P/E (TTM) | 28.3x | - |
| EV/EBIT | 23.1x | 18.2x |
| ROIC (TTM) | 51.85% | 0.91% |
| Gross margin | 82.96% | 29.92% |
| Net margin | 45.88% | -1.96% |
| Revenue CAGR 5y | 14.79% | -2.18% |
| EPS CAGR 5y | 17.14% | - |
| Debt / Equity | 2.8x | 19.0x |
| Dividend yield | 0.66% | 7.66% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
MA leads on
- Revenue CAGR 5y14.79%vs -2.18%+115%
- Net margin45.88%vs -1.96%+104%
- Market cap$440.75Bvs $793.27M+100%
- ROIC (TTM)51.85%vs 0.91%+98%
NAVI leads on
- P/E (TTM)-vs 28.3x+147%
- Dividend yield7.66%vs 0.66%+91%
- EV/EBIT18.2xvs 23.1x+21%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.