Stock comparison
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
NP
Neptune Insurance Holdings
Market cap
$2.64B
Sector
Technology
TOST
Toast
Market cap
$13.43B
Sector
Technology
Overall winner
Neptune Insurance Holdings NP
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
| Strategy | NP | TOST | Winner |
|---|---|---|---|
| Warren Buffett | 78C | 45D | NP |
| Benjamin Graham | 75B | 60D | NP |
| Philip Fisher | 94A | 56C | NP |
| Peter Lynch | 100A | 52C | NP |
| Joel Greenblatt | 89C | 57C | NP |
| Charlie Munger | 93C | 38D | NP |
| Terry Smith | 93A | 43D | NP |
| Metric | NP | TOST |
|---|---|---|
| Market cap | $2.64B | $13.43B |
| P/E (TTM) | 108.1x | 33.1x |
| EV/EBIT | 34.4x | 40.7x |
| ROIC (TTM) | 56.18% | 17.58% |
| Gross margin | 65.06% | 26.23% |
| Net margin | 28.17% | 6.39% |
| Revenue CAGR 5y | 37.11% | 37.83% |
| EPS CAGR 5y | - | 65.49% |
| Debt / Equity | - | 0.0x |
| Dividend yield | 0.0% | 0.0% |
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
NP leads on
TOST leads on
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.