Stock comparison
Kinsale Capital Group
OFG Bancorp
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
KNSL
Kinsale Capital Group
Market cap
$7.15B
Sector
Financials
OFG
OFG Bancorp
Market cap
$1.9B
Sector
Financials
Overall winner
Kinsale Capital Group KNSL
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | KNSL | OFG | Winner |
|---|---|---|---|
| Warren Buffett | 74B | 57C | KNSL |
| Benjamin Graham | 58C | 51C | KNSL |
| Philip Fisher | 76B | 56C | KNSL |
| Peter Lynch | 63C | 39D | KNSL |
| Joel Greenblatt | 44D | 36D | KNSL |
| Charlie Munger | 68B | 58C | KNSL |
| Terry Smith | 73B | 59C | KNSL |
Side-by-side metrics
| Metric | KNSL | OFG |
|---|---|---|
| Market cap | $7.15B | $1.9B |
| P/E (TTM) | 13.1x | 9.1x |
| EV/EBIT | 10.9x | 7.0x |
| ROIC (TTM) | 23.52% | 21.38% |
| Gross margin | 46.64% | 72.22% |
| Net margin | 27.48% | 24.2% |
| Revenue CAGR 5y | 30.13% | 12.47% |
| EPS CAGR 5y | 34.09% | 12.28% |
| Debt / Equity | 0.1x | 0.4x |
| Dividend yield | 0.25% | 2.77% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
KNSL leads on
- Market cap$7.15Bvs $1.9B+73%
- Debt / Equity0.1xvs 0.4x+73%
- EPS CAGR 5y34.09%vs 12.28%+64%
- Revenue CAGR 5y30.13%vs 12.47%+59%
OFG leads on
- Dividend yield2.77%vs 0.25%+91%
- EV/EBIT7.0xvs 10.9x+36%
- Gross margin72.22%vs 46.64%+35%
- P/E (TTM)9.1xvs 13.1x+31%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.