Stock comparison
Mastercard
PRA Group
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
MA
Mastercard
Market cap
$440.5B
Sector
Financials
PRAA
PRA Group
Market cap
$558.38M
Sector
Financials
Overall winner
Mastercard MA
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | MA | PRAA | Winner |
|---|---|---|---|
| Warren Buffett | 84A | 28F | MA |
| Benjamin Graham | 84A | 19F | MA |
| Philip Fisher | 79B | 40D | MA |
| Peter Lynch | 72B | 12F | MA |
| Joel Greenblatt | 84A | 46D | MA |
| Charlie Munger | 87A | 45D | MA |
| Terry Smith | 91A | 45D | MA |
Side-by-side metrics
| Metric | MA | PRAA |
|---|---|---|
| Market cap | $440.5B | $558.38M |
| P/E (TTM) | 28.3x | - |
| EV/EBIT | 23.1x | 1.2x |
| ROIC (TTM) | 51.85% | 1.86% |
| Gross margin | 82.96% | 98.83% |
| Net margin | 45.88% | -21.88% |
| Revenue CAGR 5y | 14.79% | 3.15% |
| EPS CAGR 5y | 17.14% | - |
| Debt / Equity | 2.8x | 0.0x |
| Dividend yield | 0.66% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
MA leads on
- Net margin45.88%vs -21.88%+148%
- Dividend yield0.66%vs 0.0%+100%
- Market cap$440.5Bvs $558.38M+100%
- Revenue CAGR 5y14.79%vs 3.15%+79%
PRAA leads on
- P/E (TTM)-vs 28.3x+107%
- Debt / Equity0.0xvs 2.8x+99%
- EV/EBIT1.2xvs 23.1x+95%
- ROIC (TTM)1.86%vs 51.85%+72%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.