Which is better, SHG or XLV?

On the Buffett-Fit framework, State Street Health Care Select Sector SPDR ETF (XLV) currently grades higher than SHG — 50/100 (C grade) vs 60/100 (D). That said, "better" depends on which framework you trust — SHG wins on Warren Buffett; XLV wins on Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith. The full pillar breakdown is on this page.

Should I buy SHG or XLV?

This page is an educational comparison, not investment advice. Both SHG and XLV are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is SHG better than XLV for value investing?

On the Buffett-style value-investing framework, XLV currently grades higher — 60/100 vs 50/100, a 10-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between SHG and XLV on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). SHG currently scores 60/100 (D grade); XLV scores 50/100 (C grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, SHG or XLV?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. SHG and XLV are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, SHG or XLV?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are SHG and XLV both Financial Services stocks?

Yes — both Shinhan Financial Group Co., Ltd. (SHG) and State Street Health Care Select Sector SPDR ETF (XLV) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this SHG vs XLV comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Shinhan Financial Group

SHG

Market cap

$31.63B

Sector

Financials

Overall winner

State Street Health Care Select Sector SPDR ETF

SHG 1–6 XLV

State Street Health Care Select Sector SPDR ETF

XLV

Market cap

Sector

Financials

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

SHGvsXLV

Warren Buffett

60D

50C

Benjamin Graham

37D

50C

Philip Fisher

46D

50C

Peter Lynch

43D

50C

Joel Greenblatt

47D

50C

Charlie Munger

46D

50C

Terry Smith

47D

50C

Side-by-side metrics

Metric	SHG	XLV
Market cap	$31.63B	-
P/E (TTM)	8.9x	-
EV/EBIT	25.1x	-
ROIC (TTM)	1.49%	-
Gross margin	51.59%	-
Net margin	23.75%	-
Revenue CAGR 5y	11.48%	-
EPS CAGR 5y	7.64%	-
Debt / Equity	2.7x	-
Dividend yield	2.9%	-

More like SHG

SHG vs FBK.MI SHG vs AZA.ST SHG vs IBKD.SI SHG vs BGN.MI SHG vs RILBA.CO SHG vs CPI.JO

More like XLV

XLV vs FBK.MI XLV vs AZA.ST XLV vs IBKD.SI XLV vs BGN.MI XLV vs RILBA.CO XLV vs CPI.JO

Read the full Buffett-Brain analysis for SHG Read the full Buffett-Brain analysis for XLV

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

Shinhan Financial Group

SHG

Market cap

$31.63B

Sector

Financials

Overall winner

State Street Health Care Select Sector SPDR ETF

SHG 1–6 XLV

State Street Health Care Select Sector SPDR ETF

XLV

Market cap

Sector

Financials

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

SHGvsXLV

Warren Buffett

60D

50C

Benjamin Graham

37D

50C

Philip Fisher

46D

50C

Peter Lynch

43D

50C

Joel Greenblatt

47D

50C

Charlie Munger

46D

50C

Terry Smith

47D

50C

Side-by-side metrics

Metric	SHG	XLV
Market cap	$31.63B	-
P/E (TTM)	8.9x	-
EV/EBIT	25.1x	-
ROIC (TTM)	1.49%	-
Gross margin	51.59%	-
Net margin	23.75%	-
Revenue CAGR 5y	11.48%	-
EPS CAGR 5y	7.64%	-
Debt / Equity	2.7x	-
Dividend yield	2.9%	-

More like SHG

SHG vs FBK.MI SHG vs AZA.ST SHG vs IBKD.SI SHG vs BGN.MI SHG vs RILBA.CO SHG vs CPI.JO

More like XLV

XLV vs FBK.MI XLV vs AZA.ST XLV vs IBKD.SI XLV vs BGN.MI XLV vs RILBA.CO XLV vs CPI.JO

Read the full Buffett-Brain analysis for SHG Read the full Buffett-Brain analysis for XLV

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.