Stock comparison
Capitec Bank Holdings Limited
CPI.JO$543.51BFinancials Market cap, Sector
Upstart Holdings
UPST$2.8BFinancials Market cap, Sector
Overall winner
Capitec Bank Holdings Limited
CPI.JO 52 UPST
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
Fit scores by strategy
CPI.JO5wins
2winsUPST
65C
F44
72B
B81
82B
D46
59D
F27
24F
F44
80B
D46
85A
F34
Side-by-side metrics
| Metric | CPI.JO | UPST |
|---|---|---|
| Market cap | Winner: $543.51B | $2.8B |
| P/E (TTM) | Winner: 30.3x | 57.9x |
| EV/EBIT | - | 71.3x |
| ROIC (TTM) | - | 1.77% |
| Gross margin | - | 95.67% |
| Net margin | Winner: 32.31% | 4.25% |
| Revenue CAGR 5y | Winner: 20.53% | 6.06% |
| EPS CAGR 5y | Winner: 22.49% | -24.57% |
| Debt / Equity | Winner: 0.1x | 2.7x |
| Dividend yield | - | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
CPI.JO leads on
- EPS CAGR 5y22.49%vs -24.57%+192%
- Market cap$543.51Bvs $2.8B+99%
- Debt / Equity0.1xvs 2.7x+98%
- Net margin32.31%vs 4.25%+87%
UPST leads on
No clear edges - the other side wins or ties on every measured metric.
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.