Stock comparison
Kinsale Capital Group
Upstart Holdings
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
KNSL
Kinsale Capital Group
Market cap
$7.15B
Sector
Financials
UPST
Upstart Holdings
Market cap
$2.73B
Sector
Financials
Overall winner
Kinsale Capital Group KNSL
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | KNSL | UPST | Winner |
|---|---|---|---|
| Warren Buffett | 74B | 44D | KNSL |
| Benjamin Graham | 58C | 81D | UPST |
| Philip Fisher | 76B | 46D | KNSL |
| Peter Lynch | 63C | 27F | KNSL |
| Joel Greenblatt | 44D | 44D | Tie |
| Charlie Munger | 68B | 46D | KNSL |
| Terry Smith | 73B | 34F | KNSL |
Side-by-side metrics
| Metric | KNSL | UPST |
|---|---|---|
| Market cap | $7.15B | $2.73B |
| P/E (TTM) | 13.1x | 57.9x |
| EV/EBIT | 10.9x | 71.3x |
| ROIC (TTM) | 23.52% | 1.77% |
| Gross margin | 46.64% | 95.67% |
| Net margin | 27.48% | 4.25% |
| Revenue CAGR 5y | 30.13% | 6.06% |
| EPS CAGR 5y | 34.09% | -24.57% |
| Debt / Equity | 0.1x | 2.7x |
| Dividend yield | 0.25% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
KNSL leads on
- EPS CAGR 5y34.09%vs -24.57%+172%
- Dividend yield0.25%vs 0.0%+100%
- Debt / Equity0.1xvs 2.7x+96%
- ROIC (TTM)23.52%vs 1.77%+92%
UPST leads on
- Gross margin95.67%vs 46.64%+51%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.