Stock comparison
Mastercard
Universal Insurance Holdings
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
MA
Mastercard
Market cap
$440.5B
Sector
Financials
UVE
Universal Insurance Holdings
Market cap
$1.09B
Sector
Financials
Overall winner
Mastercard MA
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | MA | UVE | Winner |
|---|---|---|---|
| Warren Buffett | 84A | 48D | MA |
| Benjamin Graham | 84A | 24F | MA |
| Philip Fisher | 79B | 48D | MA |
| Peter Lynch | 72B | 47D | MA |
| Joel Greenblatt | 84A | 43D | MA |
| Charlie Munger | 87A | 40D | MA |
| Terry Smith | 91A | 46D | MA |
Side-by-side metrics
| Metric | MA | UVE |
|---|---|---|
| Market cap | $440.5B | $1.09B |
| P/E (TTM) | 28.3x | 5.6x |
| EV/EBIT | 23.1x | 2.5x |
| ROIC (TTM) | 51.85% | 26.86% |
| Gross margin | 82.96% | 31.88% |
| Net margin | 45.88% | 12.25% |
| Revenue CAGR 5y | 14.79% | 9.21% |
| EPS CAGR 5y | 17.14% | 78.24% |
| Debt / Equity | 2.8x | 0.2x |
| Dividend yield | 0.66% | 1.96% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
MA leads on
- Market cap$440.5Bvs $1.09B+100%
- Net margin45.88%vs 12.25%+73%
- Gross margin82.96%vs 31.88%+62%
- ROIC (TTM)51.85%vs 26.86%+48%
UVE leads on
- Debt / Equity0.2xvs 2.8x+94%
- EV/EBIT2.5xvs 23.1x+89%
- P/E (TTM)5.6xvs 28.3x+80%
- EPS CAGR 5y78.24%vs 17.14%+78%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.